Money Making Schemes

Nagesh answers:

I tried over 15 opportunities in the course of 2 years so I have some great information for you plus a list of top 10 work at home scams!

I am a mother of two little girls who are actually tugging on my arm as I write this so I will try to be brief. Many people are looking for work from home companies. All the scams definitely create a big problem but also, there is a problem of people misunderstanding the difference between work from home “jobs” and work from home opportunities. There really are not work from home “jobs”. To get that you have to start working for a company in their offices first, then they MAY allow you to take the job home.

Most of the work from home opportunities that are legitimate offers are not an hourly pay type job. They are business opportunities that help you in starting your own business from your home. What you should do first is to decide if you are simply looking for an hourly rate type job or if you are looking for more of an opportunity for additional income such as what you would make in your own business being your own boss from home. Small home businesses have some small costs involved, less than $500 to start is reasonable and I would stay away from those wanting $1000-$5000. It doesn’t cost that much to start and run a home business so you shouldn’t pay it.

If you are coming across places that say free then I would RUN don’t walk the other way! They never are. I tried them many a times and 3 weeks later I had to buy this and 6 weeks later that. After 6 months these “free businesses” had cost me over $800 on average.

After trying 15 things I now work about 18-25 hours per week for a National Medical Healthcare Company. This is a nationally known and reputable home business which is what you need to make sure you are looking for. I have been with the company almost a year and a half now and I make over $4500 a month! In your first month, depending on how many hours you can work, I have seen people make anywhere from $500 to over $2500. And your income will increase each month because you get paid residual income as well.

The best part is they have 401(k), direct deposit, life insurance and a benefits package most of which you get from day one. In addition, there are no products, no hard selling or pushing, no cold calling, no home parties and no telemarketing! That was VERY important to me. I absolutely love working with them and I can’t believe I am making what I am making and in so few hours per week. The neat thing is there are other people on your team that you work with so you are never alone. You have great team support and you get to know the other people on your team pretty well.

I was a bit apprehensive at first because I know a lot of companies are not legit but this company is the number one National Medical Benefits Company in the US. They are a member of the US Chamber of Commerce, and the National Association of Dental Plans and the owner of the company actually sits on the board of The Consumer Health Alliance to which we are also members. Also they were featured in “The New York Times”, “Wall Street Journal” “Time Magazine” “American Medical Review” and even in the May 2008 issue of “Parents Magazine”. Even “60 Minutes” did a big special on this home based business.

Even more then all this is they are accepted at over 100,000 retailers nationwide. These are fortune 500 companies like Sears, Target, K-mart, Rite Aid, CVS, Wal-mart, Publix and more. These companies would never work with a company that was anything less than reputable.

You can research the company at www.workathomeplus.net

TOP 10 WORK AT HOME SCAMS:

10. Craft Assembly

9. Medical Billing

8. Email/Rebate Processing

7. “A List of Companies Looking for Home workers!”

6. “Just pay for and take this class first” Then we’ll give or find you a job!

5. Typing At Home / Data Entry

4. “Turn Your Computer Into a Money-Making Machine!”

3. Pyramid Schemes (this is NOT the same as Multi-Level Marketing MLM)

2. Chain Letters/Emails (“Make Money Fast”)

1. Envelope Stuffing

Please beware of these scams. There are some legit home businesses out there so be careful. Look for companies in business over 10 years. Look for companies with a needed product or service, something you would be proud to represent. Look for companies that have a national reputation and are members of the US Chamber of Commerce.

As for those of you who say…..”I want to work from home but I don’t want to have to pay for anything”. Well, that’s great! But it will never happen. Let’s be honest, there is no such thing as a free lunch. If it is a true honest home business you need to expect to pay. Mr. Walt Disney didn’t start the Disney empire “without paying for anything”. Neither did Mr. Sam Walton, owner of Wal-Mart.

If you want to learn about REAL home businesses visit: workathomeplus.net

www.workathomeplus.net.

Good luck to you in your search. A

Nagesh answers:

You are right—he made a little on a few properties and now is looking to cash in with his books. If I had the secret to make millions I sure wouldn’t share it. The books only tell the basics—I myself made some money on properties but it was no-where a million bucks and now with the Economy and Credit Crisis the way it is –it has dried up.

Nagesh answers:

They “dropped” your pension program? What’s going on with this company?
A home based “job” is not going to bring you a sufficient amount of income. You will only be paid minimum wage. Most companies don’t feel they need to pay anyone more then that because their gas cost is eliminated. What people don’t realize, what about your spouse? Do they still have to drive to work every day? Grocery shopping, outings, and things like that are still going to cost gas. If your married and you have a minimum waged job, pretty much your entire pay check will be going to your spouse’s gas tank with the gas prices these days. Then you still have the normal bills you need to pay each month as well, food, utilities, mortgage (rent for most people). Think about how much money you spend in that alone? If you need more income, I don’t see how a minimum wage home “job” is going to cut it then.

You’ll find a lot of links to surveys. Survey’s are not what you think. They require a lot of time, and you won’t make what they claim you will. A couple of my friends did a six month test on several different survey sites like Survey Savvy, Harris Poll, Greenfield, Opinion Outpost, Survey Sport, Buzzback, NPD online, Lightspeed Panel, African American, Your2Cents, Project Payday, Inboxdollar, SnapDollars,Send Earnings, Creation, mycoke rewards, E-poll etc. Each did some the same sites and some different sites. Totaling at least 15 – 20 a piece. They’re not what people say they are. Yes they are easy to do and you can receive money and prizes, compensating you for your time and effort. So they’re not a scam. They’re very time consuming though. When you add the time together, It’s more time then you think! If you do decide to get into surveying, you better plan on spending 8 to 10 hours a day and make minimum wage. Sometimes you will hit good surveys that will pay you a lot, but what’s required to get that is amount, the calculations of the time involved, and what you got paid in these “higher” paying surveys, still only averages out to minimum wage. It’s a psychological thing because the time is spread out on these, so it doesn’t seem to be as long as it really is. But we did the documentation’s and figured the time vs money factor. We found that there was more time with little money to be made.
Here’s how the survey’s work. You spend approximately 10 to 15 minutes per each site to register and set up a profile to qualify for surveys. (this is non paid). To make anything really work, you need to register for at least 14 different ones, and make sure non are related to each other. Then you’ll start receiving emails for surveys. Each survey you have to complete a 15 to 20 minute “pre-qualifying” survey, after you were already told you qualified based on your profile (you don’t get paid for this) Then if you do qualify for a survey (which majority of the ones you don’t qualify for. So you’ve wasted this 15 to 20 minutes and sometimes longer of non paid time.) Then if you don’t qualify for one, they offer another and you have to do the same thing, and the same thing happens.) You waste approximately 45 minutes to an hour until you finally qualify for a survey. You take a 30 to 45 minute survey and make normally $1 to $3 a survey that they claim takes 15 minutes. Or instead of money, you earn “points” which later on can be exchanged for money or prizes. You have to earn enough points to make $10. That’s not including the 15 minute pre qualifying survey, that you had to repeatedly do prior to land this survey. So you’ve now spent thirty minutes to an hour and made $3 or a few points. And the process between each of the survey sites is the same. So you can pretty much do the math. It averages out to be between $2 to $6 an hour. Sometimes you do come across a survey that will pay you $25 to $75 a survey, BUT there’s A LOT more to it then what meets the eye on that as well.
Here’s how the larger pay out survey’s work. It could be a telephone survey or a Internet survey. You get the pre qualifying part of 10 to 20 minutes then if you qualify for it another 15 to 30 minute survey or a telephone survey about the product your about to try to see if you qualify to try it. Even though you took a 10 to 20 minute “pre qualifying survey” that said you qualify for. When you qualify for it, they send you a product out to try for 7 to 10 days and you do some daily documentation’s on it. Depending on what the product is and the documentation’s it’s usually 5 – 15 minutes each daily documentation. (you got a free product to use around the house, this is a good part of it) after trying the product out you have to complete another survey that takes between 15 to 30 minutes to do. Now you do the calculations on that. You don’t get as many of these types of survey’s. They use the hype on getting paid $25 to $75 dollars for 15 minute surveys. NOTICE THE PLURAL IN “SURVEYS” What they don’t tell you is that there is more then one survey involved in these. Now calculate from your pre-qualifying survey to the next pre-qualifying survey from the company carrying the product, to the trial and documentation’s, to the last survey on these products. Then you receive a check four weeks to six weeks later. Do the math, that’s less then minimum wage!
Another way to earn money on survey sites, is to refer people over to the sites. Some survey sites will give you a percentage on what the people do after they’ve reached a curtain amount of points or obtained their first check (refer back to the top of what’s involved) You either get a lot of points for this, and only one time and when you reach a curtain amount of points you can exchange it for cash or prizes. (Cash amount is usually $30 before you can cash out- do the math on how many pre-qualifying surveys and the surveys you get, the time involved etc this is what it takes to earn the $30) Other survey sites you complete shorter surveys (5 to 15 minutes) and your entered into sweepstakes or lottery things for prizes or money. “Lottery”-one winner out of all the people doing survey’s. If you don’t win, you lose your points.

Your best bet if you want to work from home and make a sufficient amount of money is to start your own home based business. There are so many different home based business to start up. Things from Child Daycare Centers, cooking as in catering, scrapbooking, Telecommunications, fishing charters, Candle Making, Travel agents, etc etc etc. Their are many different types of home based businesses. Most home based business cost under $500 to start. I’m going to be honest with you, when starting a business, their is no money at first. You have to build it up. No matter what business you get involved in. The more effort you put into it and how hard your willing to work it, will depend on when you start making a sufficient amount of income. The more you put into it, the more you will get out of it.

In home based businesses, depending on which one you get involved in, it usually takes about 2 to 4 weeks to start making an average income. 4 to 6 weeks to increase that.
And 3 to 6 months to be self sufficient. If you put the time and effort into it. Most people start their business on the side if they don’t have a cushion to live on while they build their business. This will allow you to build your business much quicker. But most people have full time jobs and run their business on the side. When their business reaches the income level they desire, they put their normal jobs down and continue with just their business with or without help. That part depends on you. It’s easier to build a business with a product that’s high in demand. Meaning not one that they can bypass your expensive product and run to the nearest store to get it cheaper when money is tight for them.

I don’t have much to go on with what your interests are, other than computer skills. So I can only try and help you out by refering you over to a few different businesses to take a look at. I’ll tell you what my husband and I have had and enjoy doing for over six years now. I can also refer you over to my blog on my 360 yahoo page on “home based businesses” There are over half a dozen different ones to take a look at for more ideas.
So here’s a few things that you should take a look at before getting involved in any company.
1. How long have they been in business? We checked to see how long our company was around, at the time it was nine years old and now it’s 15. Do you know when they started?
2. Are they registered with the BBB. Ours is registered. I think this is important one.
3. Who’s involved with the company? Like in ours Donald Trump, Robert Kiyosaki has endorsed our company. Check to see if anyone has endorsed this company. Also, meet with the co-founders. We’ve personally met our co-founders and found from our first meeting that they were incredible people with incredible visions. See if their’s a time where you can meet them. If your going to be doing business, there should be a time where you should have the chance to meet with them.
4. What is the compensation plan now, and what was it like before.
See the history of the comp plan and see if increases and never decreases in it’s history. We checked with the records in our business and found that in over the years, the compensation plan had only gotten better each year. As long as we’ve been involved, we’ve now witnessed the compensation plan always increasing. Check the history on yours.
5.Have they been featured in magazine’s? For instance our company has been featured in several magazines Like Success, Fortune, USA Today etc. Check to see if

Nagesh answers:

One out of a million could be legit- the rest are scams. Be very leery of work at home schemes. Best advice: there are plenty of part time jobs to choose from w/o resorting to this scam….

Nagesh answers:

You will get lots of scammers answering here, don’t fall prey. But, at the same time, please don’t listen to the people saying they are ALL SCAMS. They aren’t ALL scams, just MOST of them are!

I’m a single mom of 2 girls who’s tried over 15 opportunities over 3 years so I have some great info for you on how to find a LEGIT way to work at home plus a list of top 10 work at home scams!

People are looking for work from home and the biggest problem is they don’t understand that there really are NO WORK AT HOME JOBS. You won’t find hourly pay from home. You can look forever, you’ll never find it. The only way to earn an income from home is to find a legit home business.

Small home businesses have increased in the last 5 years by about 200%. People are starting to realize that if you want something done right, you have to do it yourself. The best home businesses to start are those with a proven plan in place like Mary Kay however if you’re like me, you’re not interested in pushing products.

Legit home businesses should have a small cost involved but be careful, all the scams will be charging too so know the business! Talk to a REAL person and ask questions. Less than $500 to start is reasonable and I’d stay away from those wanting $1k – $5k. It doesn’t cost that much to start a home business so you shouldn’t pay it. If you’re coming across places that say free then RUN don’t walk the other way! They never are in the end!

After trying 15 things, I now work about 25 hours per week for a well known and respected company w/ amazing credentials. This company actually helps keep Americans Safe and Secure by offering Medical and Dental plans as well as things like roadside assistance, credit repair and National Child ID in partnership with the FBI. We also help Americans save money on things they need and buy every day. The average American household saves $400 a month using these plans. So far, Americans have saved over 1$ BILLION with these plans.

Anyway, I started with this company 3 years ago and started making $500 a month within a few months. That income has increased now to $900 a week. No, it’s not $10,000 a day like those scams advertise but this isn’t a get rich quick scheme. If that’s what you are looking for you should think again! The best part is they have 401(k), direct deposit, life insurance and health plan from day one.

With this company there’s NO products to sell or store, NO hard selling or pushing, NO Bugging Friends and Family, NO cold calling, NO home parties and NO telemarketing! That was VERY important to me. Figure out what you DON’T want to do as well and make sure you find a company that fits with that!

I work as part of a team with other reps in the company. I had at least 5 of their home phone #’s the day I started. This is a big one: Make sure that you’re going to have others to work with. Don’t find out you just paid a start up cost and you will be trained by someone in a call center who has NO REAL idea what you are actually supposed to do. Make sure you are trained by other reps just like you, and ask for names and numbers! If they won’t give them, walk away!

I was scared at first because there are lots of scams, but this company’s credentials FAR SURPASSED any other I had ever seen. They are members of the National Association of Dental Plans and the US Chamber of Commerce and have been featured in Parent Magazine, Time Magazine, on 60 Minutes and many other places. They are partnered with the FBI on one of their plans that helps American’s protect their kids. This company has an “A” RATING WITH THE BETTER BUSINESS BUREAU! These are some of the types of national credentials you need to be looking for during your search and make sure they have at C or better rating with the BBB.

My point here is to tell you, YES! There actually are legit work at home options so press forward! You will find them eventually!

AVOID these top 10 work at home scams:

10. Craft Assembly
9. Medical Billing
8. Email/Rebate Processing
7. “A List of Companies Looking for Home workers!”
6. “Just pay for and take this class first” Then we’ll give or find you a job!
5. Envelope Stuffing
4. “Turn Your Computer Into a Money-Making Machine!”
3. Pyramid Schemes (this is NOT the same as Multi-Level Marketing MLM)
2. Chain Letters/Emails
1. Typing At Home / Data Entry (The biggest scam out there. 100% of them are scams!)

As for those of you who say: ”I want to work from home but I don’t want to have to pay for anything”. Well, that’s great! But it’s not realistic. Let’s be honest, there is no such thing as a free lunch. If it is a true honest legitimate home business, you need to expect to pay a little something. Mr. Walt Disney didn’t start the Disney empire “without paying for anything”. Neither did Mr. Sam Walton, owner of Wal-Mart.

Good luck in your search!

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