Money Making Schemes

Nagesh answers:

“A” Rating with the BBB

You will get lots of scammers answering here, please don’t fall prey. However, at the same time, please don’t listen to the people saying they are ALL SCAMS. They are not ALL scams, just MOST of them are!

I am a single mom of 2 girls who has tried over 15 opportunities in the course of 3 years so I have some great information for you on how to find a LEGIT way to work from home plus a list of top 10 work at home scams!

People are looking for work from home and the biggest problem is they don’t understand that there really are NO WORK AT HOME JOBS. You will not find hourly pay from home. You can look forever, you’ll never find it. The only way to earn an income from home is to find a legit home business.

Small home businesses have increased in the last 5 years by about 200%. People are really starting to realize that if you want something done right, you have to do it yourself. The best home businesses to start are those with a proven plan in place like Avon or Mary Kay however if you are like me, you are not interested in pushing products.

Legitimate small home businesses should have a small costs involved but be careful, all the scams will be charging too so know the business. Talk to a REAL person and ask questions. Less than $500 to start is reasonable and I would stay away from those wanting $1000-$5000. It doesn’t cost that much to start a home business so you shouldn’t pay it. If you are coming across places that say free then I would RUN don’t walk the other way! They never are in the end.

After trying 15 things, I now work about 20-25 hours per week for a well known and respected company with amazing credentials. This company actually helps keep Americans Safe and Secure by offering Medical and Dental plans as well as things like roadside assistance, credit repair and National Child ID in partnership with the FBI. We also help Americans stay safe and save money! Americans have saved over 1 BILLION dollars with these plans.

I started with this company 3 years ago and started making $500 a month within only a few months. That income has increased now to around $900 a week. No, it’s not $10,000 a day like those scams advertise but this isn’t a get rich quick scheme. If that’s what you are looking for, look elsewhere! The best part is they have 401(k), direct deposit, life insurance and a family benefits package from day one.

There are NO products, NO hard selling or pushing, NO Bugging Friends and Family, NO cold calling, NO home parties and NO telemarketing! That was VERY important to me. The neat thing is there are other people on your team that you work with so you are never alone even though you’re at home.

I was a bit apprehensive at first because a lot of companies are not legit but this company’s credentials FAR SURPASSED any other home business I had ever seen. SOME of their NATIONAL partners and credentials are National Association of Dental Plans, US Chamber of Commerce, Parent Magazine, US News and World Report and Dozens of Fortune 500 companies like Sears, Target and Walmart. Most importantly they are partnered with the FBI on one of their plans that helps American’s protect their children This company also has an “A” rating with the BETTER BUSINESS BUREAU!

My point is to tell you, YES! There actually are legit work at home options so press forward! You will find them eventually!

Definitely AVOID these top 10 work at home scams:

10. Craft Assembly
9. Medical Billing
8. Email/Rebate Processing
7. “A List of Companies Looking for Home workers!”
6. “Just pay for and take this class first” Then we’ll give or find you a job!
5. Envelope Stuffing
4. “Turn Your Computer Into a Money-Making Machine!”
3. Pyramid Schemes (this is NOT the same as Multi-Level Marketing MLM)
2. Chain Letters/Emails
1. Typing At Home / Data Entry (The biggest scam out there. 100% of them are scams!)

As for those of you who say: ”I want to work from home but I don’t want to have to pay for anything”. Well, that’s great! But it’s not realistic. Let’s be honest, there is no such thing as a free lunch. If it is a true honest legitimate home business, you need to expect to pay a little something. Mr. Walt Disney didn’t start the Disney empire “without paying for anything”. Neither did Mr. Sam Walton, owner of Wal-Mart.

Good luck in your search!

If you want to know more or chat with me click on my profile to the left!

Best Wishes to you!

Nagesh answers:

When she does become a PR, she has to show CIC that she did NOT apply for welfare or disability or anything like that – so she will need to show that she did make some money and had income of some kind.

Unless her business is online and already established, she would probably be safer waiting until she actually gets PR status before she starts a new home based or self-employed business.

Technically I think the open work permit means you have to work for someone else.

I have checked several pages on CIC and so far I see NO mention of any restrictions other than the following line –
However, your spouse or common-law partner may be eligible to apply for an “open” work permit that will allow her or him to accept any job with any employer
http://www.cic.gc.ca/english/work/arriving.asp#famwork

….any job with any employer….
This implies that they must work for an employer.

The following is MY experience of being on an open work permit.

When I was on an open work pemrit (I too was applying for PR status under family class like your friend) I didnt work for several months – I was volunteering to get Canadian experience.
When CIC called me to move my application further forward, it got held up because they said that volunteering was not acceptable and told me to get a paying job. So I had to go out and get a paying job.

Your friend may have the same trouble if she doesnt get a paying job.
She can do the home based or self employed job, part time or after she gets PR status.

She must also get a temporary SIN card (hers will start with a 9) and then when she gets a job, obviously she must pay taxes and CPP and EI.

If she is doing a home based or self employed job, she has to get a business license, get a business SIN card, pay her own taxes and she cannot pay into the pension fund (CPP) or EI schemes, although she can of course have her own savings.

I eventually did get my PR status, and am now eligible to apply for citizenship – but just cant afford to pay for that yet.

Hope this helps.

Nagesh answers:

Hey Tatiana,

congratulations on the new baby! I hope you’re enjoying the life in your new state. I believe you are a clever, hard working woman and you do know that internet is not a get-rich-quick scheme! It takes hard work to make serious money here, but it’s totally possible if you put in the efforts and if you are willing!

If you ever feel like a “Laptop Mom”, which is I believe the new generation of women workers, try to check out this link: http://thesuccessfulwomen.com/laptopmomsb

I hope that this answer helped, keep me posted on how it’s going 🙂

Nagesh answers:

I just started working from home with a 15 year old company called AmeriPlan. AmeriPlan is the nations leading health benefits company, and assists the 46 million Americans who are either under or uninsured. This company is not a get rich quick scheme and it is a member of the U.S Chamber of Commerce. The company pays me daily for my work and provides me with benefits too. When I first started with AmeriPlan I was just looking to make some extra money, however now I plan to make career level income with this business. When you start an AmeriPlan business, it is your business and you make your own schedule. I love what I do and just wanted to share this experience with you!

You can visit www.iboplus.com/newman for more information.

Thanks,

Jennifer Newman
newman@ameriplan.net
503-422-6655

Nagesh answers:

Forget about it . There is a limited amount of suckers for it number one and number two who you gonna get to publish it ? Please you need a reality check like so many on here looking for a quick way to make money with the minimum amount of work . Is it any wonder that China and India are kicking our as s cause they work and they work hard and long and they know how to save and invest and grow their money without resorting to dumb, hairbrain , and ignorant schemes like so many americans seem to do . Who really cares though my kids are all educated , we have a summer home on the cape , and a winter condo in Aspen and my wife and i both retire next year with huge 401ks and pensions so life is good in America if you work hard and educate youraself and play the game straight .