Money Making Schemes

Nagesh answers:

The cost is really a secondary issue.

The average liberal will tell you that if everybody pays, then the cost will go down. Of course that ignores the enormous cost of governmental administration of what will amount to a nationalized insurance scheme. If you like your HMO telling you what treatment you can get, then you’ll love socialized medicine. England is experiencing a shortage of doctors now, because the government has interfered in the market so much that it’s getting hard to make a decent living at practicing medicine.

A nationalized health scheme would stand to replace the insurance bureaucrat who is deciding what treatment is “medically necessary” with an unaccountable government flack who will be making his decisions based on what he thinks your life is worth. At least the insurance company has the courts to fear.

A good example of what rationed health care will look like was provided to me recently by a good friend who lives in New Zealand. He has a debilitating chronic disease that causes him intense pain in his back all the time and requires very powerful narcotic pain killers. He had an attack last Friday, and because it was a weekend, the local hospital refused to send the pain team out. He had to struggle to the hospital himself and was refused treatment until Monday. As he was leaving the hospital, he collapsed in the parking lot and all they did was help him back into his car so that his wife could get him home. They wouldn’t even prescribe any meds for him.

I’ll struggle along with the current system here in the US, thank you.

Nagesh answers:

How it works is that the company that administers the scheme will ask you to fill in a weekly or monthly expenses sheet. They then work out what your net pay would be if they operated normal paye and use that net pay figure to work backwards adding on the tax free expenses and grossing back up to arrive at a much reduced gross pay figure for national insurance purposes.

Your actual take home pay will usually be unaltered, however the gross pay is much less and therefore the company pays less employers national insurance to the government.

Its a very iffy poisition as the expenses are open to disallowance unless they already have some form of agreed dispensation with the tax office.

In short its a national insurance fiddle (they benefit not you), at present its just about within the legislation but its certaninly sailing close to the wind especially for office workers. Its more commonly seen within the construction industry where a worker uses his own vehicle to travel to various work sites – the biggest provider of the service was a firm called Gabem who got absolutely clobbered off the tax man a couple of years ago.

Just bear in mind that if you approach a lender for borrowing they’ll not take into account the expenses and you’ll have a much lower gross income for borrowing purposes.

Nagesh answers:

The best Free Arab dating sites:

http://www.arabelove.com
http://www.arabfaces.com
http://www.kellonaseeb.com
http://www.lovelyarab.com’

Not free, pay monthly charge:

http://www.arablounge.com
http://www.arabmatchmaking.com
http://www.arabium.com

One point you need to keep in mind is that the three paying Arab dating sites are total money milking schemes. They offer extremely limited service or worst yet, offer you nothing, unless you shell out a premium…who the heck is gonna pay $30 and $39 a month to “maybe” (emphasis on the maybe) find a soul mate– not to mention, using services that are essentially free all over the web (messaging, profile viewing, flirting applications etc)!!!!

Arabmatchmaking.com from what I’ve experienced, is the biggest offender, as they completely cripple your ability to do anything or send any messages unless you shell out a monthly $34.95 charge.

To add to that, again from my experience, the website’s administrators arbitrarily delete and “remove” sections of your profile for no particular reason (and I’m not talking about offensive things, just basic “culturally friendly” profile blurbs) that is–if you’re not a “Platinum” member.

Every time I changed something on my profile they would cut off more and by the end of it I had approximately two lines left of my profile–leaving it disjointed and grammatically incorrect.

Also if you don’t want to throw your money away on these paying sites, good luck with contacting anyone you find attractive on the site. With Arabmatchmaking, all you can do is send endless “winks” (free) but have no info to contact each other (not allowed to put emails or contact info in you profile) and no way to send a message. How the #bleep*# is that supposed to be a matchmaking opportunity?

They also try the typical money making trap of having some
“ok” looking girls and guys, constantly popping up using that same old tired lines “you look pretty cool, wanna chat?” and of course when you click on the pop up it brings you right to a credit card page, that you must pay, otherwise no messaging. It’s a waste of time where you must enter your personal credit card info. Hopefully one day they will change their business model to reflect the current times.

Think–Facebook, imagine if you had to pay a monthly fee to make friends online with Facebook, Myspace or any other social networking site??!

Stick to the free Arab dating and friendship sites and you’ll have a lot of fun making friends and getting to know interesting people around the world. Arabs guys and gals rock!!!

Nagesh answers:

The only disadvantage I found was that I ended up with too much food – but this was a one-size-fits all box – and I’ve recently found a new one that allows you to choose your size.

I found that getting the box was like christmas every week: What new and exciting thing is going to show up in there? Fennel? Swiss chard? The most delicious lettuce I’ve ever eaten in my life?! It forces you to try veggies you have probably passed by a million times because you didn’t know what to do with it: I learned to roast the fennel, make a fabulous leek soup, and a yummy squash ravioli. You can always give away the stuff you know you don’t like (cilantro – ugh) or request that they don’t put it in your box (they will replace it with something else.)

Plus, if you go organic, you will quickly notice a huge difference in the quality of the food. Oh yes. It’s also good for your local economy – help small farmers and keep the money in the community. It’s absolutely a win-win situation.

Nagesh answers:

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