Money Making Schemes

Nagesh answers:

They offer a price that’s roughly half the value of your property, secure in the knowledge that they can sell it for more. Most of them are legitimate businesses, but they are very rarely a good idea. Unless you’re at the absolute end of the trail, you can net more money selling it the normal way.

Nagesh answers:

Well, with renting and buying, be prepared for utilities (phone/gas/electric, water, etc) which can add up to about $100-150 a month.

With renting, you will usually have to front first month’s, last months, and a security deposit, which is usually about another month’s rent, give or take. If your rent is going to be $800, you will have to put down $2400 before you move in, and then you’ll owe another $800 in a month.

Plan on about $200-250 for food, if you’re going cheap. That’s about $6.50-8 a day. Otherwise, plan on more if you don’t want to eat cereal, ramen, and PG&J for every meal. Subway’s $2.99 special-of-the-day is a great way to eat relatively cheap, and it won’t kill you…at least quickly.

With buying a home, the more you put down, the less your payments will be, mostly because you’ll get a better interest rate. 10-20% is ideal.

Often times, too, people forget about cell phone and cable bills. That can easily be over $100. Skip the pay-TV and get Netflix instead. Much cheaper, and you can get DVD’s of many TV shows. (I’m onyl giving that advice because I know that cable is huge for some people…I’ve actually never had it, so I’m not addicted yet…)

Better yet, rather than think about a specific $ amount to work to, why not bust your hump and get as much as you can? Why stop when you’ve hit a certain amount.

Nagesh answers:

With change……..make yourself a piggy bank……..always pay with cash, so you get coin change back…..when you get home, throw your change in the piggy bank………You would be surprised at how quickly it adds up……..I’ve saved $100 this month just by doing it!

Nagesh answers:

Regular jobs involving computers or phones (telecommuting);
some are assembly/piecework.

What are some legitimate work-from-home on the computer jobs?

They range from:
sales, Information Technology support, medical coding & billing, transcription, mailings, “crafts” or other piecework assembly

Both larger and smaller companies are trying to decrease costs and overhead
by having you provide your own “office” and materials/supplies
provided they have a way to supervise the quality and quantity of your work

When answering,
can you explain how you know this is a real job and not a scam?

Red flags:
– if they ask you for any “up front” money
– if they ask for any information normally not on an employment application,
for instance your bank account or credit card information
– if it sounds too good to be true

Be careful,
many are scamming their “worker”s with low wages, up front fees, etc.

Some others scam their “customer”
sometimes leaving the “worker” on the hook legally
(when the authorities show up and close the operations down and start arresting people –
be very cautious about many “international” operations).
For instance, telephone boiler room operations selling products/services.

Research the product or service,
and be careful if you do not believe in it personally.

Figure out what you need to do in order to make a certain amount of money
and how they will judge your performance and compensate you for your work.

Most do not pay very well unless you are able to work independently and quickly.
I did transcription, typing, etc. In college for a penny a character,
I was very quick – so it paid well.

Many promise you can make “up to”
be realistic and figure out how hard you are likely to work
and what you are likely to make in return.

Nagesh answers:

For human teeth, take 2 teaspoons of baking soda and 2 to 3 teaspoons of hydrogen peroxide. Never swallow this mixture. Brush with mixture leaving on for at least 2 minutes then follow with brushing teeth again with a regular toothpaste. This works very quickly. You should see results within a week of using it twice a day.