Money Making Schemes

Nagesh answers:

If you are starting an online business, eBay could be your best option since the process is fairly easy. However you have to find the best products at the best price in order to compete with other sellers.

For products, you might want to check wholesale forums since most of the time, they have a marketplace section where you can find different product you could consider.

An example would be this one: http://www.thewholesaleforums.co.uk/categories/stock-marketplace.4/

Nagesh answers:

I started my own newspaper/classifieds without any start up costs. I am now moving to AZ and plan to do one there too. You make the money by selling ads to local businesses that more than pay for the paper itself and bring a profit.

There is obviously some leg work involved, but once established it is more about maintaining than building. If you like writing, dealing with business owners, graphics design, and being in touch with your community, you might want to give it a shot. You can determine how often you print, how many, and so forth.

I use http://www.makemynewspaper.com for my printing, but they have a lot more resources including http://www.makemyfunnypages.com/

Hope this gives you some ideas!

Nagesh answers:

I made money selling cosmetics off ebay, but it wasn’t worth it. Now im investing my time uploading my photos to gonogging. Its been bout a week and i already sold a couple of photos.

Nagesh answers:

I’m in the exact same position dude.
I’ve just turned Fourteen and came up with the idea of writing a care sheet for bearded dragons. I’m an experienced owner with them and know everything a beginner needs to know.
You could try write a book on something you know a lot about.
Good Luck !

Nagesh answers:

If I had an idea I wouldnt tell you im racking my brains to do the same

Nagesh answers:

Depends if u want it fast than i suggest mining till you can mine coal because that can sell for 200 ea but if your willing to try get up the smithing to make armour to sell at a higher profit.

Nagesh answers:

It is very easy way to earn money by micro job sites. It is quick. I am earning a good fegure I think you will be abloe too. Just sign up for a gigs site then make some gigs depends on your skills and manage orders. That’s all you will earn a good amount with out any investment.

Nagesh answers:

Walk dogs, babysit, shovel snow, run errands for the elderly, rake leaves, mow lawns.

There isn’t any way to get cash for no effort, but there are plenty of easy small jobs out there if you are willing to put in the effort.

Nagesh answers:

The one that I currently use is the one at the address below I have had no problem with them.
Https://www.mysurvey.com/index.cfm?action=Main.join&r=6414348

It costs nothing to join and takes only about 5 min to join and you can earn money and prizes.

Nagesh answers:

You know what…you may find me dumb for saying this cuz it seems soo easy…but trust me. BUY CANDY! Go out to the store right now…and buy candy. Then sell it for more money. PEOPLE BUY IT!!! I’m not even playin. And it sells quick too if you’re constantly around different kinds of people. But if you’re only like..sitting at home on the couch with your family, it wouldn’t work. I think your family might get sick of candy. Haha! Hope this helps…good luck and God bless.

Nagesh answers:

Are they both safe? Yes
Will one build money faster than the other? Neither, you pick the investments, not Vanguard, not Scottrade.
Any other suggestions? Fidelity and/or TR Price.

Nagesh answers:

I was in the same situation as you. I just joined a company called pre paid legal. It is the 3rd fastest growing company in the last 15 years on the NYSE!!. It is very simple job and have made a few hundred a week from it. Ill give you the link. Go ahead check it out and if you have any questions, feel free to contact me.
Www.prepaidlegal.com/hub/thomasbrunton

Nagesh answers:

Long term steady income require some patience and dedication.. Fast and easy money r mostly scams.. Start blogging or setup an online store for free… Since its free there’s no point of being scammed.

I suggest you start your blog and monetize with adsense. Or sign up for paid blogging opportunities and earn by sponsored writing. You can find some helpful info here: http://homejobsblog.blogspot.com/ and http://start-blogging-for-money.blogspot.com/ free to start ideas, no sign up costs.
Best is to make a blog and earn from it, its sure-shot and legitimate and interesting too. Here’s how it works:

make few blogs based on your interest, here is how to make a blog: http://myfirstwebhome.blogspot.com/2008/06/creating-your-first-blog.html now put ads on your blog, heres how to put ads on it: http://myfirstwebhome.blogspot.com/2008/07/how-to-place-adsense-ads-on-your-blog.html and you are ready to earn from your hobby.

Once you have a blog ready, you can share it with friends, family and others on net. Get your site/blog reviewed. Increase your rating and popularity and gain more visitors. Here is a site that does that for free: http://mysitereview.blogspot.com/
if you still have any doubt/suggestion please drop me a mail at submit4blog@gmail.com

Nagesh answers:

On the contrary, although survey sites are 99% of the time bogus I found a site with a list of legit ones. I don’t know the writer personally but she makes an online list of survey sites that have payed her I’m going to check them out tomorrow! I’m 14 and a couple of the sites actually allow my age like nickelodeon even has their own site on it just take a look! You can potentially make between 30-500 dollars a month depending how much free time you have xD lol. Even if they do turn out to be scams the only thing they can steal is your time! Just don’t do the sites that ask for social security numbers. I’m only doing the ones that give you checks!

Nagesh answers:

My country likes to wager on the presence of “Weapons of Mass Destruction” in middle-eastern countries. So far, it seems like a losing bet…

Nagesh answers:

First thing is pull your credit report!

Examine it carefully, are there errors? If so you need to dispute them.
When you correspond with a credit reporting agency do it certified mail. I have herd too many stories of mail claiming to be lost! Make sure they fully comply withe the Fair Credit Reporting ACT.

There are a couple of other things that can help raise your score very quickly. The ratio of your credit used to your available credit should not exceed 50%, if it does your score suffers. If this is the case, see if you can either pay down you balance or get you existing credit limits increased.

Keep all your accounts current! As the length of time since you were late you score will improve.

What if there are judgments against you? Fist make sure that are really yours, if not challenge them. If you do own a judgment, you may need to get that cleared up.

Lenders will require that judgments be satisfied before the will give you money. But just paying it off, and having a satisfaction recorded, could hurt. My understanding that activity on a judgment, even satisfaction can lower your credit score. So you may want settle with your creditor, get a properly certified satisfaction piece in hand, but not have it recorded.

Some of the other answers, say that credit-repair companies are all RIPOFFS. Many are! My understanding is that the very best credit-repair is done by individuals (not usually attorneys) that charge 1 to 2 thousand for the process. The process can take up to a year or so. I do not have any referrals to offer your. The best I can say is search, contact, and verify the quality of their work!

If you have judgments against you, I may be able to help.

Nagesh answers:

There are laws.

In the State of WA the Washington State Patrol regulates the towing industry. Only tow truck companies approved by WSP can engage in police contract tows which would include towing illegally parked cars. The WSP also regulates the fees that towing companies can charge.

If the illegally parked car is on private property such as an apartment complex, then any tow truck can tow the car regardless if they been approved by WSP. The legal responsibility would fall to whoever signed the authorization.

The WSP can inspect any towing company, regardless if they are on police contract or not, for violations. As a towing owner you must provide proof for every car that you towed that you had legal authorization to do so. The law requires log books to be kept by drivers and dispatchers and all information must match. Violations are very steep.

WSP is very thorough and catches violators regularly. Violators don’t last long in this state as they are quickly shut down.

I would assume that every state governs towing in a similar fashion as mine. Do a search for your states towing laws. Should also show the rates that towing companies are allowed to charge as well.

Nagesh answers:

Take it to the airport currency exchange. You might get close to $2,000 American.

Nagesh answers:

If someone has a judgment against you, they can use that judgment to attach any bank account with your name on it, even if none of the funds belong to you. Thus, joint account owners woud be wise to pull their money out of joint accounts.

There are many ways to track down assets, including file court papers to make the creditor supply a list of bank accounts and other assets.

Nagesh answers:

Doubling your money in thirty days isn’t investing – it is speculating – which is a polite way to say gambling. If it was possible to achieve such returns legally and ethically – revealled in a short pithy answer, why doesn’t everyone do it?

If you want to see the value of your investment move this quickly, you should buy “out of the money” call options on a well-traded stock There is a strong chance you will lose your entire investment if you guess (wrongly) the direction of the market unless you are great at market timing!

Nagesh answers:

The only type of online business or work from home things that work are people who have set up their own websites to sell a product or service. As for data entry jobs, form filling jobs and so on, I wouldn’t trust any of them.

However, you can earn money online through surveys, writing reviews and more. I do it myself. It is NOT a job and you won’t become rich from doing it. It is a great way to get a bit of extra cash though and the more time you spend on the sites the more you will make. These sites all make money from adverts on their sites and they pay a percentage of this to you. You do have to be careful though as there are many scams – never pay to join a site.

For more info on how to avoid the scams check out this link: http://www.squidoo.com/avoid-the-scams

If you are interested in making money online check out these links for more information:
http://www.squidoo.com/points2shop-cashle-site
http://www.squidoo.com/dooyoosite
http://www.squidoo.com/ciaosite

You can make money online if you know how, but any sites advertising you can make hundreds of dollars/pounds/euro a day, asking you to pay to join or claiming you can quit your job, work from home, do practically nothing and still earn are all scams.

Nagesh answers:

I would say the only real advantage is that if you’re not real tech-savvy, CDs and DVDs work in almost every device that can play them. DVDs and CDs also last longer than storing them on a hard disk since most hard disks only last so long and then they fail to spin up or run into other problems. So you invest more money into it.

With storing them on hard disk – for example – if you use a program to make rips – and then you plug in your external device into something which can read the files – you have to know what types of files your device can and can’t read. You have to know the settings in order to achieve the best quality. It becomes a challenge for people who don’t know about that stuff.

I have purchased movies from iTunes which are stored on an external hard drive, and it’s 1TB compared to my 200GB computer hard drive. So all I do is set my iTunes to point to my external hard drive to read from, and I have 1TB of storage and can stream to my Apple TV from anywhere in my home as long as my computer and iTunes are running.

Another problem with digital distribution methods of movies is that you run into DRM which is like a sort of copy protection scheme they encode into digital movies so that you can’t redistribute the content. ITunes is notorious for it. There are workarounds, but it’s just a whole lot easier to get the hard copy and then make a digital version of it with a ripping program.

I also use this method to make rips of all the movies I own into a generic MP4/AAC format, which plays on my PS3, my family’s Blu Ray player and other similar devices. It’s also nice because all my friends have PS3s so when I go over to their place, all I have to do is take my external hard drive instead of hauling my entire DVD/Blu Ray collection and my original discs. AVI is probably a better/more universally recognized container, but especially when you have large files with a lot of information like a Blu Ray rip, the MP4 container can store it all in a smaller package as opposed to AVI. I’d still say AVI is better though because it works on more devices than MP4 at this point.

Nagesh answers:

There are actually many ways to work from home and to make extra spending money or indeed a full time income. If you are just starting your search, get ready to dive in! There are opportunities to work locally off-line and globally online!

Now talking of ebay Many people may not be as computer literate as you or maybe they just don’t have time to list their own auctions. You can offer up your services as an “auction specialist”. For a small fee plus a percentage of each sale, you can take pictures of items other people want to sell on eBay, post the auctions and take care of shipping the item to the buyer.

If you come from an administrative background, you can find work online as a virtual assistant. The job duties can be varied, including answering emails, making phone calls, maintaining websites, and more. If you are very adept at designing websites, there is certainly a huge market for that as well as graphic design. A copywriter (also known as ghostwriter) can make money by writing articles, sales letters, advertising copy and more for Internet Marketers. Freelance writing for newspapers and magazines is also an option for those who enjoy writing.

If you are someone who prefers to work off-line, there are still lots of possibilities. For starters, you can start a home-based daycare. If you love to organize and clean, you can set up a home business as professional organizer and get paid to clean out other people’s closets, attics, garages, etc. Another option for those who love to organize, would be to organize events. These can be events for people, such as parties and weddings; or you can organize events for businesses such as meetings, luncheons, and even business expos.

Many people have turned to direct-sales, also known as “party-plan”, to work from home. It is no longer a choice between kitchenware or make-up companies – today you can choose to sell candles, clothes, craft supplies, toys, books, jewelry and more. Some of the companies allow you to sell these items online as well as in the traditional “party” setting.

There are also opportunities with things such as Get Paid To Take Surveys and other similar schemes which can help you to earn extra spending money. Always be sure that you have investigated the opportunities of have taken advice from someone who knows what they are talking about!

The possibilities to earn extra money or even a full time income at home are endless. Keep researching different options, ask lots of questions, and you will find a way to make money from home!

Hope that helps.

Take care

Paul

Nagesh answers:

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Nagesh answers:

I see that a lot of people commented on your test, but no one answered your question.

The AVERAGE IQ for anyone of ANY age is a 100. A 145 is in the genius range. If you truly have a 145 IQ, it would have been noticeable at a very young age in the form of reading well before school years, calculating and multiplying by age 5 or 6, being more empathetic, and exhibiting frustration with other people and situations. You would also likely be the smartest in your class, and maybe even in your school. Approximately 1 in every 410 people have an IQ of 145.

Was the test faulty? There are absolutely NO REAL Official Standardized IQ test on the Internet, and the real ones cost money to take and must be monitored by a professional test proctor, Psychiatrist or Psychologist. The Internet tests are money making schemes that tend to exaggerate most people’s IQ’s in the hope of flattering them into purchasing a test “report”, then they sell your information and email address to Marketing Companies. Don’t be surprised if you suddenly begin receiving much more SPAM. I have a real IQ of 126, yet have scored a 134 and a 142 on two different online tests. And, I’ve also heard stories of people with an IQ of just over 130, scoring over 170 on an online test. You likely have an above average or high IQ in the range of 125 or over.

Nagesh answers:

I think you are all set.

Sell your house, put it all on a horse. Sound financial advice.

Nagesh answers:

One low cost idea that is not a million miles from your arcade game idea is honor snack boxes – a type of ‘manual vending machine’ idea if that makes sense. You can read an article on this at the web site I’ve listed below.

On that site you’ll also find some ideas on how to build a genuine online business – not get rich quick. Have a look at some of the articles or the internet income video in the right hand column.

It seems like you’re looking at ideas that will build sources of long term residual income. This is a great strategy and it can work provided you are willing to put in quite a bit of hard work as well as smart thinking.

Good fortune
Stuart Warner
Home Based Business Specialist

Nagesh answers:

You would have to check with a bank who offers an online share trading account to see if you could be a signatory to the account with a parent. However, it’s not really appropriate for a kid. Trading shares for money is hard even for adults. Very few people do it successfully, and the amount you would need to start would probably be out of your reach anyway. You’d need at least $500, plus extra to cover brokerage, which is the cost of buying and selling the shares.

You could buy some cans of drink, make some ice, and borrow an esky, and go down to the park or the beach on a hot day and sell cold cans of drink to people for more than it cost you to buy them. For example, if you bought 20 cans of Coke, and it cost you $15 for a pack, you would need to divide 20 by 15, to give you the cost of the Coke cans (about $1.35). So if you sold each can for $150, you’d make a profit of 0.15×20= $3. Doesn’t sound like much, but if you did that every weekend, and perhaps sold the cans for more, you’d make some regular money. Warren Buffet, the richest man in the world, started when he was a teenager doing that with a box of Coke bottles at the beach. I think he made a 17 cent profit. You gotta start small.

Best wishes

Nagesh answers:

EVERY casino game has the odds in favor of the house. You may win in the short term, but if you want to make it a career, you’re going to end up losing money. The exception MAY be tournament games like Texas Hold-Em where the house has no stake in the game and you’re competing only against other players.

Capital market trading can be a viable way to make money, if you learn enough about it to do it well. That can take some time and a lot of study and effort and particularly a LOT of discipline.

Nagesh answers:

Post on a website and basically endorse your company that ur stock is invested in and make sure about 3k of people see it

Nagesh answers:

I agree.its about the rich gathering up all the eggs from the poor mans basket.if there is a certain amount of money in the nation and it is all backed by gold,then all money is merely circulating the country.the goal of the rich is to grab the money and hold on to it so that there is less money in circulation.as it comes their way they grab it and dont let go.the poor have no other choice but to spend being they have little assets and nothing to fall back on.thats how they keep getting more broke and the rich get richer.additionally if there is less money being circulated then the rich invest in ways to tempt the public into spending more on things you listed so they can get all of the money.i propose for all to stop spending,withdraw from banks and investments,and hold on to it as long as possible and force the rich to go broke.kinda veered off subject there.yeah,we all should live like the tibetan monks and pull our interest from such things you listed.

Nagesh answers:

Whenever you make an investment you are giving someone a loan. Companies sell their ownership as stocks to raise capital.
Bonds are just loans to governments. Some are good and some are bad.

Nagesh answers:

Yes there is credible evidence against global warming but it is very difficult to find.
The thinking seems to go that we have cycles and that now we are in a warming cycle. Some credible experts feel that we could be entering a new cooling cycle and another ice age. The earth changes naturally. The Sahara desert was once a thriving farm area. Much of the Southeast USA was once prairie land.

The problem is that no papers that question the causes of global warming can get a peer review even when they are meticulously researched, footnoted, and soundly scientific. The “peers” only want the evidence in favor of their bogus science brought out so they can fund pet projects. You’ll have to go to alternate sources.

Information from ice cores could help scientist understand how earth’s climate has varied over time, so could tree rings. However, most ice core and tree ring sampling is limited to areas giving the desired data. There should be interpolations of all data from all-available ancient ice cores and tree rings. Just another example of selectively bogus science.

Dissenting scientists make up more than 12 times the 52 UN scientists who authored the media EXAGGERATED IPCC 2007 Summary for Policymakers.
Over 650 dissenting scientists from around the globe criticizing the climate claims made by the UN IPCC, The University of East Anglia (UEA), and former Vice President Al Gore. These 650 international scientists, many of them current and former UN IPCC scientists, have now turned against the UN.

Now who stands to gain if they can shove this absurd bullshit down our collective throats along with the tyrannical Cap and Trade tax?
General Motors.
Chrysler Motors.
Jeffery Immelt, CEO of GE, parent company of NBC Universal and a member of Obama’s economic advisory board.
T. Boone Pickens and his wind farming scheme
Al Gore. Or is it Dr. Al Gore now?

U.S. And world temperature records are compromised by monitoring station errors. (Head lines from the Orange County Register).

More then 89 percent of stations used to collect data for the global warming data “fail to meet the National Weather Service’s own siting requirements” that say stations must be located at least 100 feet from artificial heat sources. Stations are found located next to the exhaust fans of air conditioning units, surrounded by asphalt parking lots and roads, on blistering hot rooftops and near sidewalks and buildings that absorb and radiate heat.

There is also recorded data from non-existing weather stations and weather monitors.

Information from ice cores could help scientist understand how earth’s climate has varied over time, so could tree rings. However, most ice core and tree ring sampling is limited to areas giving the desired data. There should be interpolations of all data from all-available ancient ice cores and tree rings. Just another example of selectively bogus science.

Of course they can make models proving global warming, you can produce models of almost any data, very easy when you can control the inputs.

I am not sure what they know about gasses, nothing by the lies they are trying to prove. If they knew anything, they would stop their mendacious duping of everyone with their bogus science. 98% of any global warming is caused by water vapor.

There is no end to gullible wackos.

MAN CAUSED GLOBAL WARMING DOES NOT EXIST. IT IS BASED ON BOGUS SCIENCE FOR BRAIN DEAD IDIOTS INCAPABLE OF THINKING FOR THEMSELVES. SO AL GORE CAN GET RICH AND POWERFUL AND YOU CAN PAY FOR CARBON OFFSETS, CAP AND TAX AND HIGHER ENERGY COSTS WHICH ACCORDING TO BARACK HUSSEIN OBAMA “MUST NECESSARILYY GO THROUGH THE ROOF”.

WAKE UP YOU FOOLS.

Nagesh answers:

There are lots of reasons, but here are some that I came up with. Some people are jealous, don’t like your purchase, would rather not be reminded that they can’t afford a like item (they feel sorry for them self), realize how hard it is to make the extra money when hard times come (so save it instead for the rainy day), realize that things can give a thrill but don’t really make you happy (it usually calls for more-more-more), see lots of ways that the money could be used to benefit others that have true needs, gives the opinion that you think you are better than others (this would be the concern of one that really cares about you and wants others to see your true and best self), know that things in the scheme of eternity don’t mean much (you can’t take it with you), they have gotten old enough that things don’t mean much and it is a real problem to get rid of a lot of accumulate stuff so why waste your money, or they have learned that giving is a lot more fulfilling than getting. In saying all this, my passion is travel. I can certainly spend a lot on it, but I also have to evaluate my reasons and use wise judgment.

Nagesh answers:

It certainly hasn’t been condos.

Condos have one strike against them we don’t like:
They have that monthly HOA fee.

Occupied or vacant, it has to be paid.

AND some HOAs have restrictions about renting out any of the properties.

Our family found its better to stick with single family dwellings.

The money is earned at the time the broperty is purchased.

Inside of the row, townhomes. There’s only two sides and the roof to maintain.

ALL the burden of utilities, cable, satellite TV and whatever else the tenant wants, needs or desires is placed on the tent. Taxes and fire insurance are included in the rent.

The tenant is advised about “Tenant’s Insurance”. Whether or not they decide to get it is their business. If there is a claim, the burden IS STILL ON THEM.

One HUGE caveat: There are municipalities which require retro-fitted sprinkler systems in single family dwellings. Investigate – BEFORE you invest.

In real estate there are two very old expressions:
1] You [the Buyer] names the price.
They [the Seller] names the terms.

You [the Buyer] names the terms.
They [the Seller] names the price.

Somewhere in the middle there might be an agreement on price and terms.

2] A property – any property – is ONLY worth what the Buyer is willing to pay for it AND what the Seller is willing to sell it for – not one dollar more or less!

AND, when financing is involved, what the lender will appraise the property for and lend money for the mortgage.

THE ONLY way you’re going to find out what the Seller’s bottom line is, is to make a written offer on the property.

By the way: DON’T EVEN TRY naming the price AND the terms. It’s a to9tal waste of time and very frustrating and aggravating.

THEN after you actually acquire the property, who is going to manage it? UNLESS you know what to do and how to do it, use the services of a real estate broker who has a reputation for renting and PROPER property management.

Section 8 tenants are great – as long as they are properly qualified in the same manner as conventional tenants.

Join a real estate investment group or two AND BE ACTIVE! Get to be known as a “can-do” kind of person.

There is A LOT more info to have and use.

Thanks for asking your Q! I enjoyed answering it!

VTY,
Ron Berue
Yes, that is my real last name!

Nagesh answers:

Hi there, sorry that you didn’t get any decent answers on the yahoo answers. Well people dont realize what they are saying and dont try to understand other’s problem. I can see where you are!

Well, i am in the UK and I started Kleenezee first and this didn’t work! Now, i am earning some money through the internet. I dont earn a great deal but something that will help, at least it helps me! I have given the sites below and if you want, you can have a look.

They are free to join and are paid in US Dollars.

Http://oxforduniversity.page.tl/
http://ouruniversity.page.tl
{http://earnonline-tired.blogspot.com/}

The first site gives all the information you need! Believe me, this works! The second gives information in detail. Read the important bits in the second. It’s more useful.

And, if you join a website through my referral, then we both get extra bonus! Join this:

http://www.treasuretrooper.com/361859

I suggest you read the above(first ones) website first to make sure you earn good money.

I hope this helps. Mail me if you need any help. Good Luck.

Nagesh answers:

Well as of now there are so many scammers out there that will take your money and run but if you check http://www.squidoo.com/typeathomescams you can avoid the scam. They have a huge list of work at home scams so you can check any program you may be interested in there. Also they have some great suggestions for data entry programs. Good luck.

Nagesh answers:

Career pathing research directly with employers and certification agencies is a good idea. Trades like carpentry are good but cyclycal. Having 2 or 3 trade certifications is helpful.

Congrats on your initiative. Good research efforts.
Complete thorough realistic research to achieve life sustaining income. Maybe accounting, engineering, law, medicine, computers, …. Always get job descriptions with course requirements from employers, unions, certification groups/associations. Don’t sign up for education till you’ve done this, EVER!!!

Pick a path where you don’t start working bankrupt with debt. Don’t become another casualty of the Trillion$ student debt. You must earn enough, $200k+ to support a family in a major City. Do not low ball your life and your family. If you can’t find work volunteer to get in the door. Try volunteering at good potential employers and go down from there to community service, but get in anywhere and start working/networking, even if its for free.Be a model worker, no yapping, internet, cell phone..start work 30 minutes early and end work 30 minutes after day’s end. Keep learning from more courses, read books, get another language, etc

There are almost 50 million people on food stamps, ~20% of males 25 to 54 yrs not working, lowest SATs in 40 years, debt to GDP over 100%, 25% of global prison inmates with only 5% of global population, etc and whats uncle sams answer to America’s problems? Corrupt political paralysis and meteroic debt plague spiking by adding a trillion dollars of debt in 2013 to criminally prop up financial markets artificially. What a mess we live in!

You are On Your Own. YOYO’s the word. Never forget it. Take control of your own lives and ignore what ever fictonal solutions the politicians and corporate bobble heads throw around as their self-profiteering benevolence.

Abandon obese consumer spending debt addiction culture and resulting self enslavement. Cut your lifestyle in half or less of the destructive unrealistic American dream nightmare standard….small house or apt..one car or no car .. Always have a second job cause the one you have can/will disappear …save and invest over 50% of your income if you can …. Stay with your parents….parents move in with your kids…Rent with friends…rent rooms in your home ..Live like the wage you make today could be the last you’ll earn, always. Stay away from ponzis, addictions, unhealthy lifestyles, get rich scams, online rip offs and purple koolaid cults.

Most of all maintain constructive positive relationships and forward planning. Have fun at it without spending money. What you are wanting to do is great but do it with a strong dose of reality and caring for your future, family and community. Good luck! Cheers:).

Nagesh answers:

Yup, I’ve been there, tried all the “work at home over the internet for $600 per hour!” sites, and let me say that I’ve tried like no less than 100 different places and invested a huge amount of money.

I am just saying who knows? Maybe there are actual places where they pay you, but I am willing to bet most of us are not going to find it, and everything we try are most likely to be scams.

Working at home for $600 dollars an hour sounds entice, and too good to be true. Thats pretty much saying free this, or free that!, honestly there is no free lunch.

My personal opinion is if people can earn even $10 dollars doing nothing and sitting at home, wouldn’t like half of the population in the country already started doing this? Wouldn’t people in 3rd world country who could speak a little bit of English earning a crap load of money? What about legitimate news that talks about these “stay home online businesses”? When was it very anything positive? If someone did find a way to earn money by sitting home and doing nothing, what makes you think they would want to tell you? I mean they are lazy enough to do nothing.

If you really want to sit home and do nothing and watch money pile up, there is a process to go through, and that is not paying websites who promise you they can make $600 dollars from government checks etc. Start your own business, when the business model works, expand the business, hire enough management to run the entire operation without you and still produce profit. At this point, profit will roll in, and you don’t have to do anything from this point on. <- I know getting here sounds like running 20 miles, but its not impossible.

Nagesh answers:

Http://www.indiagol.com/ is such a website by which you can earn a lot of money by sitting in home you just need a computer and an internet connection but you should have knowledge of writing articles in English literature. For this you will have to contact at the mail the email id is – dr.navin.hajipur@gmail.com

Nagesh answers:

Bad news mate .dont bother with agencies they will never get you steady work . Its a cycle of signing on every six months . I was in your position years ago when i was in my mid twenties .
What i did was decide to take a hit in money and did a training scheme through the jobcentre .
Not one of those crappy courses about cv writing or customer service but i did refrigeration and air conditioning . It was hard work and I had to work for a low wage for a year after i passed , but my money went up to something livable after a year . And each and every year untill I can get 50 plus grand a year now with overtime
you really need to find a career were there is a skills shortage .

In one way its crap living with your parents but turn it to your advantage you have a place to live whilst you train up and get better skills .
There are still alot of part time jobs out there if you know where to look .forget places like supermarkets everyone trys them . Look at betting shops the works flexible so you can go to college and earn . There’s other stuff like delivery driver i know one guy who makes 250 a week after tax doing this for a pizza place , its horrible work but still work and if all else fails you can still get jobseekers whilst at colledge if you do less than 16 hours a week

have a look at what skills shortages there are . Mad stuff like ‘cnc turner lathe operator’ , there are always always jobs for this no one ever comes into the tradeit pays up to 29k . If you call a few companies who do it and ask how to become one you will get feed back ,
floor layer is another one my mate does it and has never been out of work he works for himself earns 60 k a year and does not advertise as he cannot take on anymore work these are just a few examples of jobs were theres a market for it but no staff to fill the jobs , once you get really good at somthing like that your the one interveiwing the company to see if you want to work there and they have to offer you somthing good to get you . And best of all the agencies dont get a look in cos everyone knows what a bunch of pricks they are

never give up mate . I can tell your a clever bloke by the way you wrote your question , you might feel washed up at 29 but i swear your not old you still have another 35 years left until you retire

Nagesh answers:

There are some differences between how US and UK universities operate. You will be unaware of most of them though, if you have never attended a US university. It also varies by program and each school, of course. Most notably, however, university is only 3 years (unless you take a year abroad or something) in the UK.

I know that it can be confusing (and overwhelming at times). Here’s a basic outline of where you should start:

1. Find a university that you want to attend. Sounds like you’ve already got this one down. Doesn’t hurt to explore and apply to a few universities though. Also, unlike the US, the UK has a system that all undergraduate applications go through, making it much easier and MUCH cheaper to apply for multiple universities.

2. Apply to the universities. You can research and apply at www.ucas.ac.uk. You’ll be done until you get offered a place and accept it.

3. Here you’ll start worrying about the loan! Your university will prepare a statement detailing your costs. You’ll need this sent on to the lender you’ll chose. I used SallieMae. It was very easy as they do a lot of international loans like this!

4. At the same time as the loan, you’ll need to be gathering your stuff for the headache of the visa, which they have made even more strict in the last few months…you’ll need a Tier 4 student visa. You can find all of the requirements for this at www.ukvisas.gov.uk.

Obviously costs are important with this. This is especially true since one of the visa requirements is that you’re able to show availability of funds for tuition and living expenses for the first 9 months you are in the UK. Here are some suggestions for funding:
For US citizens at a foreign university, there are a few financial options. They are actually very similar to those options you’d have in the US.

(1) Private scholarships
Private scholarships set their own requirements. So, it is always possible that you will be able to find an organization willing to support you. For these types of awards, it is good to look for scholarships specific to the field you are going in to.

(2) Federal aid (loans, possibly grants) ****This is easiest, greatest amount of money*****
Most universities in the UK that participate in the federal direct loan scheme. If your university does, then you can take a federal loan with you overseas. You are eligible for the same amount that you would be eligible if you were attending a US school. It is also important to note that all students are GUARANTEED these loans regardless of credit. So, you know that you have a safe back-up there, if you are okay with taking loans out.

(3) the Overseas University
Many universities look to attract international students and offer scholarship opportunities specific to international students. If you browse the school’s website or give them a call or e-mail they can let you know.

Okay…so that’s just some basic info to get you started. Hope it helped! Good luck with everything!! 🙂

Nagesh answers:

Like you, I too have always voted Labor in the past and have always been an active member of my union at work too. I was pleased when Kevin Rudd become PM, and it was even better when I learnt that John Howard lost his seat in Bennalong too!

On the basis of policy reasons… I’m leaning toward supporting Liberals this time. I’m getting tired of seeing people on here wanting to support Labor because Julia Gillard is our first female PM (gender should be irrelevant). Others have said that they don’t want to see Tony Abbott as PM because they cannot see or understand that workchoices is “dead, buried and cremated” and would prefer to repeat the same old workchoices scare campaign. I do NOT like the idea of workchoices at all, but I feel I am intelligent enough to separate the truth from another Labor/Union “Abbott will bring workchoices back under a different name” scare campaign.

I’ve actually been impressed with Tony Abbott to be honest. Stopping the illegal people smuggling market is important, and Labor doesn’t have a firm plan how to do it. I understand that Labor spent so much surplus money on economic stimulus – but did it really actually DO anything? The UK, European Union and the US all spent similar amounts (billions of dollars in stimulus payments) to avoid recession too – and it didn’t work for them… So maybe we actually owe thanks to the LIBERAL party for avoiding recession here, and not Labors’ unnecessary waste after all. In fact, Labor doesn’t really have a firm plan for anything much – look at the promises they made in 2007 and nothing much has improved – promises are incomplete or have been reversed, Aboriginal Australians have not benefited from the “apology”, Climate Change has been largely ignored and replaced with a citizens forum and the Liberal party actually seems to have a reasonable plan to reduce the financial pressures that families are facing while Labor (and the Greens) still want to implement an expensive and ineffective carobon tax scheme.

I just don’t feel that Julia Gillard can be trusted, after the way she (and the Labor powerbrokers) treated Kevin Rudd. I just find Tony Abbott to be a bit more honest, down-to-earth and it seems he has his priorities for Australia in the right order.

But, if I was a betting man… Regardless of how I might be voting – I think the majority might vote for Labor. I’m hoping most of all that the Greens DON’T get the balance of power in the Senate – and Liberal get enough support to make the numbers in the House of Reps VERY CLOSE. I predict that Julia Gillard will be our next Prime Minister, and I hope that the Libs keep Tony Abbott as Opposition Leader.

Nagesh answers:

My instructor was a Instructor Teacher so he was pretty good.

He said around 40 hours is what’s needed to be a competent driver, to have confidence and the right skills to drive in any situation. He always did 2 hour lessons as one hour is never enough. Needless to say he had 12 first time passes in a row, I was thirteen and my sister was fourteenth. 40 hours may be a lot of time and money to spend on lessons, you may only need about 20-30 to pass the test (its pretty easy) but to have confidence and proper skill i’d recommend putting some extra time in. You could always try the pass plus scheme which also entitled you to discounts off your insurance.

If you find yourself with an instructor you don’t like, don’t stay with them! You’re paying a lot of money for these lessons and if you don’t like the instructor take your money elsewhere!

A car of your own with some L plates makes practising easier, but you’ll have to have a brave passenger in the car!

Most lessons cost about £18-£20 an hour, any more and walk away. Look to spend about £150 minimum, not including the test price. Remember, this over some months, so you dont have to have all the money at once!

Good luck and have confidence on the road!

Http://www.topgear.com/uk/videos/sabine-in-a-van-2
Women make good drivers too!

Nagesh answers:

A personal loan is not classed as income for the purpose of benefits. However, if you apply for a loan in excess of £6,000 and then have the money saved in your bank account whilst you continue to make monthly repayments, the money is considered to be savings or capital and does affect your HB.

Be wary of consolidating all your debts into a personal loan without receiving independent advice first. Interest rates offered to somebody on benefits with (presumably?) a low income or no regular income are not going to be favourable and your payments may well end up being extortionate.

If you haven’t already, contact National Debtline and Citizen’s Advice to discuss other ways of addressing your debts and your potential eligibility for a government-backed debt managment scheme – both are staffed by impartial advisors:
http://www.nationaldebtline.co.uk/
http://www.citizensadvice.org.uk/

Nagesh answers:

Cashcrate is the only site iv found that actually send you checks every month.
You mostly do surveys of shows you watch and stuff here is a link, hey give it a try you dont have to pay any money to start off, if you dont like it then theres alot of other stuff.
Http://ca shcrate.com/588635
Oh ya, you get refurals too, so that adds up as money too
P.S. As well as getting money, you get points too and those points can go towards Xboxs, PS3s, Gift Cards, PSPs, Ipods, zunes.

Nagesh answers:

I have done all possible stuff out there. And i would tell you how to make money just visiting websites. What could be easier. I make around 25$ a day now working 30 minutes a day. If you are interested, read here
http://boostmyincome.blogspot.com/

Nagesh answers:

You can only obtain legitimate work from home positions from brick and mortar companies.

You want to send your resume out to companies hiring for positions you are qualified for, but include in your resume that you have a home office and you wish to work remotely. Include how you have your home office set up and what equipment you already have in order for you to perform your job.

These jobs are just going to advertised as jobs, they would not promote them as “work at home” because they would hear from too many unqualified people.

Nagesh answers:

***THE ONLY WAY I CAN THINK OF TO MAKE MONEY ONLINE IS TO EITHER GO ON EBAY AND START SELLING STUFF YOU REALLY DON’T NEED ANYMORE. THE KEY TO SELLING ON EBAY IS BY HAVING SOMETHING THAT IS IN HIGH DEMAND. OTHER THAN THAT, YOU CAN START UP YOUR OWN INTERNET BUSINESS.***

Nagesh answers:

EARN EXTRA MONEY AS SEEN ON OPRAH AND 20/20
________________________________________
Dear Friend,

You probably have seen these, but they really really do work, give it a try — think of how you waste $6 in a day, week or month. It’s a minor investment with great rewards. This might really help you pay off those credit cards and give you the ability to move out.

If you could start your own mail order list with an investment of
$6.00, and make $800,000 over the next
year would you do it?

_____________________________________
***Proven by various, highly-respected U.S. TV and Radio programs as being 100% legal, feasible and true.***

***Oprah Winfrey and ABC’s investigation team 20/20 also prove it can be done.***

IF A 15 YEAR OLD BOY COULD MAKE $71,000 IN JUST 5 WEEKS AND OTHERS $250,000 IN A FEW MORE WEEKS — SO CAN YOU !!!

Would you like to make $71,000 OR $250,000 in a few weeks?
As seen on the Oprah Winfrey show and ABC’s 20/20

=====================================================================================

The true story that has everyone talking:
Parents of a 15yr old boy find $71,000 in his closet:

You may have seen this story featured on a number of major news programs (United States), and reported elsewhere around the world.
His mother was doing some cleaning and putting some laundry away when she discovered a large brown paper bag that was suspiciously
buried beneath some clothes and a skateboard in the back of her 15-year-old sons closet.

Nothing could have prepared her for the shock she got when she opened the bag and found that it was full of dollar bills — $71,000 to be precise!!

“My first thought was that he had robbed a bank”, says the 41-year-old woman, “There was over $71,000 in that bag,
that’s more than my husband earns in a year”.

The woman immediately called her husband at the car-dealership where he worked to tell him what she had discovered.
He came home right away and together they drove to the boys school and picked him up.
Little did they suspect that where the bills were coming from was going to be a bigger surprise than actually finding them in the closet.

As it turns out, the boy had been sending out, via E-mail, a type of “Report” to other E-mail addresses that he obtained off the Internet.
Everyday after school for the past 2 months, he had been doing this on his computer in his bedroom.

“I just got an E-mail one day and I figured what the heck, I put my name on it like the instructions said and I started sending it out”, says the 15-year-old.

The E-mail letter he received had 5 names and addresses listed on it and contained instructions on how to send one $5 dollar bill to each person on the list.
Then delete the name and address at the bottom of the list (Report # 5) and move the other 4 names and addresses down one step,
finally adding your own name and address to the top of the list (Report # 1).

The letter goes on to state that you would receive several thousand dollars in five-dollar bills within 2 weeks
if you sent out the letter with your name and address at the top of the 5-address list.

“I get junk E-mail all the time, and really did not think it was going to work”, the boy continues.

Within the first few days of sending out the E-mail,
the Post Office Box that his parents had gotten him for his video-game magazine subscriptions began to fill up
not with magazines, but envelopes containing $5 bills.

“About a week later I rode my bike down to the post office and my
Post Office Box had 1 magazine and about 300 envelopes stuffed in it.”

Over the next few weeks, the boy continued sending out the E-mail.

“The five dollar bills just kept coming in and I just kept sorting them and stashing them in the closet,
I barely had time for my homework”. He had also been riding his bike to several of the banks in his area
and exchanging the $5 bills for twenties, fifties and hundreds.

“I didn’t want the banks to get suspicious so I kept riding to different banks with like five thousand at a time in my backpack.
I would usually tell the lady at the bank counter that my dad had sent me in to exchange the bills and he was outside waiting for me.
One time the lady gave me a really strange look and told me that she would not be able to do it for me and my dad would have to come in and do it,
but I just rode to the next bank down the street (laughs).”

Surprisingly, the boy did not have any reason to be afraid.
The reporting news team examined and investigated the so-called “chain-letter” the boy was sending out and found
that it was not a chain-letter at all. In fact, it was completely lawful according to United States Postal and Lottery Laws
which state; a product or service must be exchanged for funds received.

Every five-dollar bill that he received contained a little note that read, “Please send me report number xyz”.
This simple note made the letter lawful because he was exchanging a service (A Report on how-to do something) for a five-dollar fee.

It’s true. The boy legitimately earned $71,000.
You should print this, read it and read it again and again if necessary.
Then follow the simple instructions. You too could make $71,000 and much much more.

This program has gained such respectability and it is working so well, that many people are now entering the program for a second and third time.

Some are reporting they are earning enough money to give up their jobs and they are spending just a few hours a day sending out e-mails.

=====================================================================================

INSTRUCTIONS ON WHAT TO DO:
Some people will perceive this as an “off the wall” idea to make
money, but others will look at it as a great
business opportunity. This by far is the safest, most risk free
opportunity you will find to start your own
business because you use Paypal, the most trusted banking system on
the internet. Not only is this an
opportunity to gain financial freedom, but you will help others do
the same as they help you. A basic
principal that has been forgotten about – Giving to one another.

This is a very simple opportunity. This is an even simpler automated way to make money that does not require opening mail, only a Paypal account.

Create a Paypal account for free.

Give six people $1.00. (Paypal IDs are listed below.)

Post this opportunity to others on the internet.

Other people create a Paypal account for free.

Thousands of people give you $1.00 to be put on your mailing list.
(Once you add your Paypal ID.)

If we all work together everyone will benefit.

Here’s how!

Paypal verifies that this $6 investment program is 100% legal and is
a big hit this year
see their note below or ask them directly…

For a simple investment of 15-30 minutes and just $6, it is 100%
worth it to make thousands so quickly.
This is not another scam that takes lots of your hard earned money;
this is a no risk investment that will
make you thousands of dollars very easily and quickly.

From PayPal:

“Dear Member, it has come to our attention that there is a Paypal
opportunity floating around at the
moment you may have heard or seen the $6 opportunity.

You may have even taken part in it well we have been asked a lot of
questions about this opportunity the
answer is yes it does work and yes it is safe to use providing you
follow the rules it is legal and has made a
big hit on the internet this year.

If you would like to take part in this opportunity or would like a
bit more information then please see the
attached file that was kindly donated to us.

Thank you for using PayPal!”

Turn $6 into $15,000 in only 30 days…heres how! You have most
likely seen or heard about this project
on TV programs such as 20/20 and Oprah, or you may have read about
it in the Wall Street Journal.

If not, here it is below – revealed to you in step-by-step detail.

This program is by no means new.

It has been in existence in many forms for at least a decade.

I found this on a bulletin board and decided to try it:

Make Money with your Paypal account as shown on Oprah!

IMPORTANT: This is not a rip-off; it is not indecent; it is not
illegal; and it is virtually no risk-it really works! If
all of the following instructions are adhered to, you will receive
extraordinary dividends.

AGAIN, PLEASE NOTE:

Follow these directions EXACTLY, and $20,000 or more can be yours in
4 to 6 weeks.

This program remains successful because of the honesty and integrity
of the participants.

Please continue its success by carefully adhering to the
instructions.

A FEW LEGAL TIPS:

You are starting a Mailing List

File your responses alphabetically everyday. If you have a computer,
all the better, if not get one
with your first mail responses.

You will soon compile an extensive mailing list. It can be very
useful in your business, to start a new
business, or for other businesses to acquire information from you.

When you send out these letters, you are in the mail order business.
People are sending you $1.00
to be put on your mailing list. This is a legal helpful service.
Once again see Title,

section 1302 and 1341 of the US Postal and lottery laws.

Here are the 4 easy steps to success:

STEP 1:

Take a few minutes to join Paypal: Remember to verify your account.

Www.paypal.com/us/mrb/pal=3DC2RREFZTEZ24J

The Internet’s most trusted Internet banking system for your future
income.

When creating your Paypal account make email address you used for
Paypal on the list below so people
can send money to your account.

STEP 2:

Once you have a Paypal account running, use Paypal to post $1 to
EACH of the 6 Email Addresses below
because you pay people with an email address in Paypal. Select “SEND
MONEY”.

To do this you may need to use a credit or debit card, which is very
easy, and secure so nobody but
Paypal may see it.

What you are doing is creating a service. This is absolutely legal!
You are requesting a legitimate service
and you are paying for it!

Here are the 6 individual Email addresses that you have to send $1
to through Paypal for this to work
properly and for you to receive money.

(If you don’t send the money and decide to post the message with
your name in it anyway, Paypal will
instantly pick this up and terminate your account, immediately,
besides the other penalties!!)

If you did this you could get into serious trouble because it is
fraud. (So follow the instructions and post the
$6 and you will make lots of money with no hassles.)

Now Send $1.00 to each of the six people on the list using Paypal, and
in the comment (Subject) section type “Please add me to your list”.
Below are the emails that you transfer the money into:

These email addresses are Paypal IDs or usernames.
Send 1 Dollar to:

1.) varaso@yahoo.com
2.) kennpatterson@bellsouth.net
3.) jeynchris@yahoo.com
4.) mingus39@hotmail.com
5.) tylersdad61907@yahoo.com
6) thanch85@newpaltz.edu

STEP 3:

Now after sending $1.00 to each of the email placements above, take
the #1 Email Address off the list,
move the other Email Addresses up (6 becomes 5, 5 becomes 4, etc.)
and add Your Email Address as
number 6 on the list.

STEP 4:

Change anything you need to, but try to keep this article as close
to the original as possible.

Now, post your amended article to at least 200 news groups (there
are thousands of groups).

And email your message to as many people you can. Remember, the more
you post and email the more
money you make! This is perfectly legal!

You are getting paid for a service, the sender of the money asks you to “Please add me to your list”, Therefore it is legal. Remember to send a dollar to the above names or this is considered illegal.

=95 If you have any doubts, refer to Title 18 Sec. 1302 and 1241 of
the Postal Lottery laws.

Keep a copy of these steps for yourself and, whenever you need
money, you can use it again and again.

PLEASE REMEMBER

This program remains successful because of the honesty and integrity
of the participants and by their
carefully adhering to the directions.

You are simply paying into a money making chain of participants and
if the chain is broken you are
screwing someone else out of their fair share.

So, as each person who joins the family and the directions are
followed, six members will be reimbursed for
their participation as a Mailing List Developer with one dollar
each.

You then insert your Email Address into the list and it will move up
geometrically.

So that when your name reaches the #1 position you will have
potentially received thousands of dollars
into your account!!!

What an opportunity for only a total of $6.00! $1 for each of the
first six people listed above.

To begin with, please send you’re $1.00 to each email address listed
above then add your own Email
Address to the list and you’re in business!

HOW TO POST TO NEWS GROUPS:

Use the internet and searching for various news groups, ad posting
websites, on-line forums, message
boards, chat sites, discussions.

Log on any search engine like yahoo.com, google.com, altavista.com,

excite.com, etc., then search with the subject “money making message
board” or “classified ads”

You will find thousands and thousands of message boards and
companies like Adblaster.com, InetGiant.
Com, LiveDeal.com, Adsubmitter.com etc=85

Click on them one by one and you will find the option ”post a new
message”. Then Post this article
as a ”new message” by highlighting the text of this letter and
selecting copy then paste from the edit
menu.

Fill in the Subject, this will be the header that everyone sees as
they scroll through the list of
postings in a particular group, click the post message button.

You can also read other peoples ads for business opportunities and
respond to their email
address with this business opportunity.

You’re done with your first one! It only takes about 60 seconds to
complete postings on message boards
after you catch on.

REMEMBER, THE MORE NEWS GROUPS YOU POST IN, THE MORE MONEY YOU WILL
MAKE!!

But you have to post a minimum of 200!

How does it work?

When you post 200 letters, it is estimated that at least 15 people
will respond and send you $1 ($15).
Those 15 will post 200 letters each and 225 will send $1 ($225).
Those 225 will post 200 letters each and
3,375 people will send you $1 ($3,375). Those 3,375 people will post
200 letters each and 50,625 people
will send you $1 (50,625). Those 50,625 will post 200 letters each
and 749,375 people will send you $1
(749,375). At this point your name drops off the list, but so far,
you have received $813,615.00.

That is it. You will begin receiving money in your account from
around the world within days!

JUST MAKE SURE ALL THE ADDRESSES ARE CORRECT.

With an investment of only $6.00!!

A – M – A – Z – I – N – G – !!

When your name is no longer on the list, you just take the latest
posting in the news groups, and send out
another $6.00 to Email Addresses using Paypal on the list, putting
your name at number 6 again.

And start posting again.

Copy and paste this letter to use for yourself.

The Fast, Easy and Free way to create your webpage mail order list
page.
WWW.WEBSPAWNER.COM

MY FAVORITE SAYING…………

The Road to success is not straight
There is a curve called failure……
A loop called confusion…
Speed bumps called friends….
Red lights called enemies…..
Caution lights called family….
You will have flats called jobs…. But….
If you have a spare called determination……
An engine called perseverance……
Insurance called FAITH…….
A driver called JESUS………
You will make it to a place called SUCCESS!

——————————————————————————–