Money Making Schemes

Nagesh answers:

Hi, there are jobs you can do to earn money on the internet for sure, but it depends what you are willing to do. As you are looking for a job you will have to do boring things for many hours to get paid. It is possible but tough.

Now, you can also look into becoming an online entrepreneur and build a true legitimate business online. But this takes a lot of hard work, dedication and a whole different mindset. You will have to build something before you see money coming in and that is what most people are not willing to do. But if you stick to it, the success you can achieve is beyond your wildest dreams.

Yes there are scams and get rich quick schemes and I have been online for years but now I have found a mentor and a community that is the best.

But a bit of warning: you have to change your mindset first. With the employee mindset (like most people have) you will probably not make it. Nothing personal, but it is what makes people give up too soon. Good luck!

Nagesh answers:

Get a job. People hire you and you get compensated for your service. Don’t do those online surveys as were mentioned above, they are ripoffs.

Nagesh answers:

Most on line earning money are scams. They charge
you money to start the work. In many cases you have
to do some work that is almost impossible to do in time.

Nagesh answers:

I would recommend looking for jobs online. This is a great way to earn extra cash from the comfort of your home.

You can transcribe documents, complete surveys, become an ejuror and much more. Visit the sources below for more suggestions.

Nagesh answers:

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Nagesh answers:

I am in the same boat you are in man. I need suggestions on making money to.
I do have some ideas that I am not willing to do. But I will tell you the ideas in case you are interested.
Donate Plasma. Go to the sperm bank and donate sperm. Donate bone marrow. You can even have a doctor remove One of your kidneys and get several Thousand dollars for that.
One thing I did a couple years ago was joined the Army and went to Iraq for a year. The rest of the time (Two years) I spent in Germany. I made a ton of money there. However, I got out of the Army, went back home to Michigan and moved to Florida. Now after buying a truck, moving expenses, paying rent for a year, being temporarily unemployed, etc. All my money I saved from the Army ($27,000) is gone! So be careful with spending it.
Also, don’t do any thing illegal, because after paying court fees and every thing, you will probably spend around $27,000! I myself got stopped by police after drinking a few beers, but Lucila I was barely under the limit and they had to let me go and could not arrest me. I got lucky that nite. If I were Two points higher on the breathalyser, I would have had to spend all my 27,000 on court fees and I would have never been able to move to Florida. I would be in Michigan freezing half to death right now! So just be careful.

Nagesh answers:

Sorry, but I work for my own money. And thanks to the levels of freedom in this country, I can do what I like with it. And that includes giving it away to your version of an unworthy cause.

Have you ever talked to a homeless person? Or some teenager on the street begging for quarters? Do you know what kind of shame and embarassment these people have to endure every time they have to look someone in the eyes and ask ‘Any spare change mister?’

And despite popular belief, homeless people, and kids living on the street are not just too lazy to get a job, they are not just too stubborn to do what they are told and go back home to live with their parents (for the kids). Not everyone who is homeless chooses to be homeless. Have you ever heard a 6 year old kid in an elementary grade class telling his teacher that he wants to grow up to be a homeless person, begging on the street to earn a living? I never have, and I doubt that anyone else has either. People don’t want to be poor, they don’t want to be homeless, they don’t want to go to food banks, soup kitchens or beg for change either. But it’s something that these people have to do in order to earn a living. Most of them are NOT alcoholics or drug dependant either.

So, get a job, go on welfare or something? Yeah, nice idea. But a little known fact about social assistance is that you have to already have an address to get some money. How do you pay rent with no money?? And how do you apply for a job when you have no address, no telephone for them to reach you? It’s hard enough just to stay clean, considering that you don’t have access to a shower or anything like that. Have you ever wanted to work with someone that smelled like old garbage? Probably not.

Have you ever thought of what you might do if both of your parents were killed in a car accident? What if you had no other family to go live with? At 16 years old, could you fend for yourself? Or what if your parents didn’t die. What if instead, they split up and neither of them wanted you? Then your mother moves across the country and leaves you with your ‘dad’. He gets sick of your shitty attitude almost right away and kicks you out on the street because you’re too much trouble to deal with. Without ever having graduated from high school, what do you do now?

Aside from that, there are plenty of homeless people that have become criminalized just to prevent themselves from freezing to death in the winter. I actually met a man who would commit a petty crime every year around October just so that he would have a warm bed and daily meals inside a prison for the winter months. But he wasn’t a criminal. He did those things because he didn’t have access to any other way to keep himself alive. He didn’t know how to make the government programs work for him rather than against him. And with a criminal record, it became near impossible for him to get any kind of job, even one paying minimum wage.

With many cities making anti-panhandling legislation, even asking someone for spare change has become a criminal act. Do you realize that it is a crime to be poor? People treat you like dirt almost everywhere you go, and you develop a nasty suspicion that every time the police are around, they are there to do something to hurt you. Besides, you really think that it makes sense to give someone a fine for pan-handling when the reason they do it is that they already have no money?? What kind of sense does that make?

As for fining people that give poor people money, that is also an unfair idea. It’s not against the law for you to give your money to the Heart & Stroke Foundation is it? Who has the right to say what I should consider worthy of my hard-earned money more than I do?? Hopefully nobody!

And take some free advice: take an afternoon, walk down the streets where some homeless guy has had the nerve to bother you looking for a handout and take a minute to TALK TO THE GUY! Ask him how he came to be where he is, and how wrong his life went. I bet that once, maybe long ago, he was probably a lot like you. Maybe you’ll not only gain a bit of understanding about the place of poverty in this country, but you may also give the guy $5, or buy him a bowl of soup.

Nagesh answers:

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Nagesh answers:

Read this it will help u

Definitions of money on the Web:

* the most common medium of exchange; functions as legal tender; “we tried to collect the money he owed us”
* wealth reckoned in terms of money; “all his money is in real estate”
* the official currency issued by a government or national bank; “he changed his money into francs”
wordnet.princeton.edu/perl/webwn

* Money is any marketable good or token used by a society as a store of value, a medium of exchange, or a unit of account. Money objects can meet some or all of these needs. Since the needs arise naturally, societies organically create a money object when none exists. In other cases, a central authority creates a money object; this is more frequently the case in modern societies with paper money.
En.wikipedia.org/wiki/Money

* Money is the 5th song on Pink Floyd’s famous album The Dark Side of the Moon, and was written by Roger Waters. It is the only song on the album to hit #1 in the United States charts.
En.wikipedia.org/wiki/Money_(song)

* KMFDM’s sixth album, Money, was released in 1992. Originally the album was supposed to be called Apart, as Sascha Konietzko and En Esch would break up during the tour with Thrill Kill Kult in 1990. With the budget split in half, Sascha and En Esch made five songs each for the album. However, En Esch’s half was rejected by Wax Trax! Records. The record company gave them more money and Sascha finished the album by including new remixes of previously released material.
En.wikipedia.org/wiki/Money_(album)

* Money is a KMFDM single, which preceded their fifth album, Money, in 1992.
En.wikipedia.org/wiki/Money_(single)

* Money is a Time Warner financial magazine.
En.wikipedia.org/wiki/Money_(magazine)

* “Money (That’s What I Want)” is a 1959 hit single by Barrett Strong for the Tamla label, distributed by Anna Records. The song was written by Tamla founder Berry Gordy and Janie Bradford, and would become the first hit record for Gordy’s label, soon to be renamed Motown.
En.wikipedia.org/wiki/Money_(That’s_What_I_Want)

* The official currency of the Republic of Croatia is the Kuna, which has 100 Lipa. Foreign currency may be exchanged in banks, exchange offices and post offices in accordance with the valid exchange rate. All major credit cards (American Express, Diners, Visa, Eurocard/Mastercard) and Eurocheques (after being changed in banks) are accepted. …
Www.artmedias.hr/losinj-cres-en/republic-croatia-losinj-cres-terms-arrival.asp

* coins and paper currency issued by a government for payment of debts and for purchase of goods and services.
Library.thinkquest.org/J003358F/terms.html

* A means of payment or a measure of value.
Www.vpsource.com/glossary.html

* This is the equivalent of all the goods and services of a collective. Instrument of capitalisation and mobilisation of value and as instrument of release of debts and obligations.
Www.gruposantander.com/pagina/indice/0,,651_3_2,00.html

* No money was exchanged in the doll games. Dolls scavenged, stole, and crafted their own goods in the subsistence economies of pirate ship, outlaw den, desert island and orphanage. The coins discovered in one of many faux-leather purses dating from the late decadent period have, however, led to some speculation that Doll Games’ growing interest in realism and material goods might eventually have led to a monetary system, had the games continued long enough.
Ineradicablestain.com/dollgames/glossary.html

* Anything that serves as a generally accepted medium of exchange, a standard of value and a means to save or store purchasing power. In the United States, currency (the bulk of which is Federal Reserve notes), coin and funds in checking and similar accounts at depository institutions are examples of money.
Www.tgbr.com/tgbr/terms.html

* {talk about the money economy}
www.chronique.com/Library/Glossaries/glossary-KCT/gloss_m.htm

* The accepted common medium of exchange for goods and services in the marketplace that functions as the unit of account, a means of deferred payment and a store of value.
Www.mcwdn.org/ECONOMICS/EcoGlossary.html

* A psychological creation; a concept; the mental image of that which is used as a medium of exchange.
Nesara.org/main/dictionary.htm

* Any commodity or token that is generally acceptable as a means of payment for goods and services.
Www.econ100.com/eu5e/open/glossary.html

* Economists tend to define money as anything readily acceptable as means of payment. Usually this means notes, coins and bank deposits. However, one Authority says it is “an extremely difficult concept to define with precision.” The supply of money comes under any number of definitions. M0 is notes and coins in circulation plus banks’ deposits held in the Reserve Bank. M1 is the total of cash and current account deposits at any given time. …
Www.embassy.org.nz/encycl/m5encyc.htm

* anything that is generally accepted as a medium of exchange, such as currency or precious metals. See money stock.
Www.ots.treas.gov/glossary/gloss-m.html

* Almond, Basil, Bergamot, Bryony, Chamomile, Cloves, Honeysuckle, Hyssop, Mint, Patchouli, Pine, Sage, Wheat..
Mysticsmountain.tripod.com/glossary1.htm

* Anything generally recognized as a medium of exchange.
Visa.edgate.com/visa/resources/terms.html

* “What you buy things with.” It is a medium of exchange, in terms of which the value of all goods and services is expressed.
Www.canadiancoin.com/diction/m.htm

* Current coin, government or bank notes, cheques, drafts, post office orders or express or bank money orders [Regulation 47(1)(e)].
Www.nsbs.ns.ca/trustaccounts/definitions.html

* although Satie certainly knew periods of dire poverty, and was perhaps a little uncontrollable in his spending, in long periods of his life he had few worries in this sense. Although maybe not having much money in his pockets, he was (certainly from the second decade of the new century) often invited to expensive restaurants and to all sort of events, and was given financial help, by all sort of people. …
Www.nationmaster.com/encyclopedia/Erik-Satie

* A symbolic representation of wealth. Used for exchange in place of actual products or services.
Highered.mcgraw-hill.com/sites/0072549238/student_view0/glossary.html

* In the Shadow World, most advanced cultures use a gold/silver/bronze/copper/tin coinage, each coin being worth about 1/10th of the denomination preceding (eg, a silver piece is equal to ten bronze pieces). Each coin weighs around a half-ounce. As a very rough comparison, one bronze piece would be about equivalent to a dollar in terms of buying power.
Homepage.mac.com/terbob/Archives/glossary.html

* “Money” means a medium of exchange authorized or adopted by a domestic or foreign government and includes a monetary unit of account established by an intergovernmental organization or by agreement between 2 or more nations. [1993, c. 293, Pt. B, §2 (amd).]
janus.state.me.us/legis/statutes/11/title11sec1-201.html

* Any object that a group of people uses to pay its debts and buy the goods and services that it needs.
Www.crfonline.org/orc/glossary/m.html

* LINE The amount you must bet on a favorite to win $100, or the amount you win on an underdog if you bet $100. It can be used in any sport, but however wins the game or event wins the bet.
Www.sportsbookgamblingguide.com/sports_terms.htm

* Money is the generally recognized means of payment with which any goods and services offered on the market can be acquired. The State declares the national money to be the statutory means of payment (currency): everyone is obliged to accept it as payment for services. As a unit of account or measure of value money permits goods to be compared by price, which is expressed in monetary units. …
Www.sigmacapitalgroup.com/scgstaff/gloss-m.htm

* anything that serves as a medium of exchange, unit of account, and a store of value
instruction.blackhawk.tec.wi.us/ghoffarth/economicsglossary.htm

Nagesh answers:

Well if money isn’t an issue, you could consider a PA in relation to the theme of your night.
Do you mean Grey goose? Because that usually goes for about £120 in the average club, and about £30-£40 in shop, so you could make a damn good profit. But a giveaway could be a good idea to draw in a decent sized crowd and therefore a bit more profit, However I’d up the security with free Vodka. Student nights always seem to be a big hit, however I don’t know if that is the type of crowd you want around Grey Goose, I wouldn’t

Up in Birmingham, we do this sort of night every month or so and if it goes well, we’ll carry it on everyweek or so. The venues usually want a hire fee however we keep all the enterance fee and the owners take a % from the bar, so we rarely make a loss. It is a very fruitful business to enter.

Make sure to consider:
Flyers
Promoters wages
DJ’S
Venue hire

Please message me for any help, info or anything else you want to talk about the night.

Nagesh answers:

Try attacking green dragons next to clan wars.if u kill them they will drop dragon bones and their worth 1k and green dragon hides worth 1k.

Fire Giants Can be found in the Waterfall Dungeon and the Wilderness Fire Giant Dungeon, and are stronger than the other giants. Instead of killing them for their bones, they are killed for their Rune Scimitar, and Dragon Drops. Also, they drop Fire Battlestaffs which can be High-Alched using Magic for 9,300gp.

Aviansies Can be found in the God Wars Dungeon. They drop many Adamantite Bars, Rune Daggers, and Rune Limbs. They are one of the best monsters to kill for money. By wearing a symbol from the god, Armadyl, they will be non-aggressive to you.

Bloodvelds Require a Slayer level of 50. It is recommended that you Range them, as there is a safe spot, or you can attack them with a Halberd, however the Halberds speed does not work with its benefits. Bloodvelds are killed for the Blood Runes they drop.

Kalphite Queen Lives in the Kalphite Lair and might drop a Dragon Medium Helm which sells for 75,000 gp, Dragon 2h Sword which can sell for 1,300,000-1,500,000gp, or a Dragon chainbody which sells for 10,000,000gp.

Dust Devils Require a Slayer level of 65, and are found in the Smokey Well. You need a Facemask to protect against the smoke which acts as poison. Dust Devils are primarily killed for their rare Dragon Chainbody drop which occurs 1 in a 10,000-16,000 chance range. It is recommended to either range them using Safe Spots, or Hally them, as they can deal up to 8 damage. Dragon Chainbodies can be sold for 10,000,000 gp each.

King Black Dragon Is the second strongest dragons in RuneScape, and due to this, drop some of the best items. Their drops include Dragon Medium Helms which sell for 75,000 gp, Dragonstones which sell for 50,000-60,000gp, Black Dragonhide which sells for 2,500-4,000gp, Dragon Bones which sell for 1,500-1,600gp each, and Level 3 Clue Scrolls.

Go fish some shark,monks or lava eels.{lava eels are fished in the lava maze in the wildy.}

go cut some magical trees.

Go to hill giants and kill those giants,once they die they will drop big bones.it’s worth 400 gp!!!

If ur lvl 40 fishing go to Karamja and fish lobsters.Their worth 200 more gp

If ur lvl 40 and crafting go to the crafting guild.Their are about 5 gold ores there.Mine it.It is worth 500 more gp.

If ur lvl 84 mining go mine rune ores.It is in the wilderness.It is dangerous thier but its worth it.It is worth 12k each.if u hav 28 ok them u will hav about 350,000!!

This is an easy money making for noobs.go kill some cow and get their cow hide.it is worth 90 some gp.

If ur lvl 60 woodcutting go cut some yew trees.their worth 400 some gp.

Go to this sites to help u more about runescape.It shows guids,tips,skill,map,and more!

HERE:
http://runescape.salmoneus.net/making_money.html
Hope that helps!!!!!!!
!!!!!!! 🙂

Nagesh answers:

It depends on your skill levels and whether you’re f2p or p2p.

You can fish and sell raw lobsters or sharks.
Cut Yews and sell.
Mine pure essence and sell.
Hunt polar kebbits and sell their fur.

There are many other ways as well. Just depends on which skills you enjoy. I don’t recommend leveling up a skill you hate just because someone told you it’s a good money maker. You’ll get burned out. You can use penguin points though from the Penguin Hide and Seek D&D for those skills you dislike.

Work on your combat level some as well. You’ll enjoy the game more once you can trample the bad guys in some of the higher level dungeons.

Nagesh answers:

Google search invincibot for the best guide there is. It will really help you out.

And the other two answers are not good THERES NO GE IN OLD SCHOOL

Nagesh answers:

Slightly slow : Buying the (any)bow(u)- unstrung and using bow string on it.
Fast: about 30gp a fletch(can add up) yew logs -> yew(u)-> yew bow.

Nagesh answers:

This is a very good question with many different answers. I will vaguely touch on some of the different money making methods for members.If you would like more details on any one please feel free to contact me either in game or via yahoo. I do NOT know f2p moneymaking as it is a quite different game.
…1)Non combat skills
~Fishing~ Sharks, and monk fish, Fishing trawler for Manta ray and sea turtle you can even “free load” although this is unpopular with other players.
~Hunting~ polar kebbits, carnivorous chinchompas (stackable)
~Farming~ Grow Marigolds, ranarr, snapdragon, spirit weed and toadflax.
~rune crafting~ is almost always profitable (You can kill Banshee’s for noted pure essence a lot faster than mining for it ) If your not high enough for laws or natures there are worlds where you can run these for others.
~Cooking~ Tuna Potatoes, curry stew, and pizza’s
~Thieving~ cave goblin wires from Dorgesh-kaan.
~construction~ Make Teletabs via Lectern in player owned house.
~Mining~ coal is slow but pays very well. If you are high enough Adamintite and Runite.
…2) Using Combat
~Dragons using Melee or Range.
Green dragons in the Wildy or in the chaos tunnels,
Blue dragons in Edgeville dungeon, in ogre enclave and there is one in legends guild.
Black dragons with 70+ ranged or Kill them with protect from Melee (this cuts into profit as your using prayer potions though this can be minimalized by using prayer saving armor)
~Chaos druids, Unicorns, Moss giants, Vampires, White wolves, Cockroaches, Jungle spiders, Iban Disciples and Avanasis are all good monsters to fight for profitable drops.
*If you’re not interested in the prayer experience you can always kill and sell the bones. Ourg, Daganoth. Raurg, Fayrg and Dragon, sell best but even regular bones sell well.
** A fast way to big money is PKing but this is a risky endeavor. You can loose just as well as win. Remember there is always someone bigger and meaner than you… So you are liable to loose more money than you win. The more you risk the better your pay off its all on how gutsy you are.
…3) Slayer~ In general Slayer monsters pay well. Consider the food you use an investment. Most assignments drops more than pay for the food needed to fight them. The possibility of receiving a rare drop makes them even more enticing.
…4) Merchanting…watch the prices on the exchange then buy popular items when low and sell when high… There are several items you can buy in shops all over Runescape then sell for profit at the exchange, but as most of these are not stackable this can take several runs. Pineapples, seaweed, vials, bolts of cloth, Sacks, baskets, dyes, tinderboxes and Battlestaves are all examples of items that can be bought in stores all over Runescape and sold on the exchange for more.
… 5) There are several quests and diary’s that are well worth the effort.After doing the Throne of Miscellania (and Royal trouble) quests,You can get your kingdom workers to gather resources that can be sold.
…6) You can collect Snape grass, Mort myre fungus, Planks, White berries, Potato cacti, Flax,Red spider eggs, Blue dragon scales, and Swamp tar. All these sell well.
…7)Clue scrolls are a roll of the dice but they have the possibility of large large payoffs!
… 8) You can hang out at the Falador drop room… I find wearing a ring of wealth helps (this is controversial)… It’s just up to luck what you can get and how fast you can get it.
…9) Diversions and distractions… Penguin hunting can make as much as 104k a week and Shooting stars and the evil tree can give you over 100k a day in coins and items.
…10) Try not to return to a bank with empty inventory and always pick up stack able items. Even if an items not worth much its worth more than an empty space in your pack. You can always drop an item if something worth more is available.
……The thing is the game is designed to take time (which is why my answer is so long).. Your suppose to have to work for it. Jagex does a good job of making sure there are no quick ways to fast cash! I answer this same question for a lot of people, often they want to know which one is the best method. There is no best method. They are all good solid ways to try out and figure which one YOU like the best (my personal favorite is chaos druids and slayer)… Remember the point of the game is to have fun. So find the one you like, sit back relax and enjoy!

Nagesh answers:

I love the way you put the question “have the most money left at the end of the year” Well put.

Unfortunately, many doing really well are in my opintion over priced. But what do I know?

Here are a list of the pest performing stocks:

POT this stock is going great guns. Up 200% in one year. UP 6 points today. Makes fertilizer.

FAST is doing very well also. Up 25% ytd. Not too shabby. It is a little better value than POT. But still kind of expensive.

PNRA is doing well also. Up 25% ytd. This one had a tough 2006 and 2007. It looks like maybe it is beginning a recovery.

TSL is speculative but a decent speculation. Their earnings should explode this year.

Is that enough for your contribution?

Nagesh answers:

Hi,

If I were young, I would be investing in small cap growth mutual funds or stocks. Go here for excellent low cost advice (http://www.aaii.com/aaiiportfolios/commentaries/stockportfolio/200701comment.cfm).

Don’t be alarmed at the low cost – it has some of the best financial advice on the Web.

You have lots of time before retirement which means the magic of compound interest will just keep building and building. It really works and if you keep investing every year, in 10 or 15 years you will be surprised at how it mounts up. In 30 years you could be a millionaire which probably won’t amount to much in 30 year owing the the ravages of inflation.

And that’s the primary reason to keep investing in small cap growth stocks – they will flog inflation to death.

When investing in mutual funds, select the no-load funds only. Do not invest in mutual funds with a “load”, an up front commission that you have to pay before when they sell you the mutual fund. Some charge as much as 10% which is a rrip-off. Many studies have shown that the no-load funds do as well as the load funds and sometimes a lot better.

Look at the AAI Shadow Stock Portfolio. I would try and emulate that portfolio if you want to invest in stocks. It was up 25% as of November 2006. The Vanguard Index fund is only up 14%.

AAII has some of the best financial advisers and the cost is very low. They have excellent guides and advice.

You may need a broker so go to e-Trade or Scottsdale who have low commission rates.

Do your own due diligence. Your own ideas are the best. Do not depend on someone else to select investments for you. Learn about investing so you don’t have to ask what stocks to invest in.

Be self reliant.

Remember what Emerson said: A foolish consistency is the hobgoblin of little minds, adored by little statesmen and philosophers and divines. With consistency a great soul has simply nothing to do.

Find stocks that have steadily rising net profits (earnings), low debt, and good P/Es, lots of cash, companies buying back their stock..

What interests you? Find stocks that pique your interest and passion.

You need fast growing good stocks with good earnings and in good sectors. You need to learn more about the stock market before you even think about investing in it.

The stocks world is divided into 12 sectors such as energy which chevron belongs to. It is next to last in the sectors list today.

Technology is numero uno, but things can change in a new york minute, but within the sector, the fastest growing are computer services, not Microsoft. Then, Electronic Instruments and controls. Next is computer storage devices.

The next hot sector is Healthcare, but heed the warning below. Go here for sectors: (http://clearstation.etrade.com/cgi-bin/Itechnicals?Event=srp&Section=redge&Refer=/redge.html)

The best software is Vector Vest if you can afford it. It has sector investing.

Here is a free Web site for charting stocks: (http://www.incrediblecharts.com/).

First of all, stay away from “professional brokers” and tips coming to you via e-mail or friends and acquaintances. And tips at Yahoo! Answers. And e-mail tips. Do your own due diligence – don’t rely on someone else. Read Emerson’s essay “Self Reliance.

Hey! They will say anything to get you to buy their junk. If it’s too good to be true, it is.

Remember this, they are just sales people trying to sell you what their firm is pushing. They are not security analysts or financial planners, not even financial advisers. Trust me, I know from experience that they cannot be trusted especially with a million dollars. You risk losing it all. A million dollar account is known as a “whale” and they would love to get their greedy little paws on it and suck it dry. They just want to make commissions on what they buy and sell for the suckers, err…clients..

Risk avoidance is the name of the game.

Remember, the harder I work, the luckier I get.

Penny stocks are highly speculative. I would avoid the ones under a dollar a share. For example, Best Buy started at less than $5. So there are some good companies, but it takes a lot of digging to find the good ones. You are looking for companies with good earnings, little debt, low capitalization, and good P/Es. For stocks under $5, very few will meet these requirements.

Stay away from the pharms unless they have patented drugs – do not invest in generic pharms, no growth there.

Check out which business sectors are the most popular and invest in the companies in those sectors. The number one, two and three are: technology, health care, and cyclicals (retail). These change periodically so keep current.

Go here for a list of growth stocks: http://www.thestreet.com/_googlen/newsanalysis/ratings/10345212.html?cm_ven=GOOGLEN&cm_cat=FREE&cm_ite=NA

There are these lists all over the Web – you pays your money and takes your chances.

Watch CNBC, but don’t pay too much attention to the talking heads, except for Jim Cramer, the wild man – but he tries to teach you how to invest and has some great advice.

Get Jim Cramer’s Real Money: Sane Investing in an Insane World by James J. Cramer

Listen to Jim Cramer on CNBC.com

Go to Clearstation for quotes and tutorials on investing at (http://clearstation.etrade.com/). Sign up is free. Look up a few stocks. Do their tutorials. Check out the sectors.

Get this book: Value Investing: From Graham to Buffett and Beyond (Wiley Finance) by Bruce C. N. Greenwald, Judd Kahn, Paul D. Sonkin, and Michael van Biema.

Another good book: The Motley Fool Investment Guide for Teens: 8 Steps to Having More Money Than Your Parents Ever Dreamed Of (Motley Fool) by David Gardner, Tom Gardner, and Selena Maranjian

Jim Cramer’s Mad Money: Watch TV, Get Rich by James J. Cramer and Cliff Mason

I Want to Make Money in the Stock Market: Learn to Begin Investing Without Losing Your Life Savings! By Chris M. Hart

Sensible Stock Investing: How to Pick, Value, and Manage Stocks by David P. Van Knapp

Stock Investing For Dummies (For Dummies (Business & Personal Finance)) by Paul Mladjenovic

All About Stock Market Strategies : The Easy Way To Get Started by David Brown and Kassandra Bentley

The Motley Fool Investment Guide and their Web site (http://www.fool.com/).

The Little Black Book of Microcap Investing: Beat the Market with NASDAQ/AMEX Microcap Stocks, OTCBB Penny Stocks, and Pink Sheet Stocks by Dan Holtzclaw

How To Make Money In Stocks: A Winning System in Good Times or Bad, 3rd Edition by William J. O’Neil

Trading for a Living: Psychology, Trading Tactics, Money Management by Alexander Elder

Big Trends in Trading: Strategies to Master Major Market Moves (A Marketplace Book) by Price Headley

Extraordinary Popular Delusions & the Madness of Crowds (Paperback)
by Charles Mackay (Author), Andrew Tobias (Foreword) This book talks about the Tulip craze in Holland where people would mortgage their homes to buy Tulip bulbs. Same thing happened in 2001 – 2002 with the Internet bubble that brought the stock market to its knees. The dot com companies were the Tulip bulbs.

Buy Investors Business Daily. It has lots of tutorials and I like it better than the stodgy Wall St Journal.

Money Game by Adam Smith

Common Stocks and Uncommon Profits and Other Writings (Wiley Investment Classics) (Hardcover)
by Philip A. Fisher. Recommended by Warren Buffet who took $100,000 and grew it to $34 billion!

Value Investing with the Masters by Kirk Kazanjian

Valuegrowth Investing by Glen Arnold

The 5 Keys to Value Investing by J. Dennis Jean-Jacques

The Intelligent Investor Rev Ed. (Collins Business Essentials) by Benjamin Graham. Warren Buffet was his student at Columbia.

The Money Masters by John Train

The Bogleheads’ Guide to Investing by Taylor Larimore

Common Sense on Mutual Funds: New Imperatives for the Intelligent Investor by John C. Bogle

Why Smart People Make Big Money Mistakes And How To Correct Them: Lessons From The New Science Of Behavioral Economics by Gary Belsky

Rule #1: The Simple Strategy for Successful Investing in Only 15 Minutes a Week! By Phil Town . See his Web site at (http://www.ruleoneinvestor.com/). Free sign-up. I got the book at the library.

Listen. You don’t have to spend a lot of money on these books – most can be found at your library and those that your library doesn’t have they can usually get from other libraries in your state.

Most of these books talk about stock and mutual fund investing, but for a good introduction to other forms of investing Gerald Appel has a great book called Opportunity Investing – How to Profit When Stock Advance, Stocks decline, Inflation Run Rampant, Prices fall, Oil Prices Hit the Roof and Every Time In Between.

First, Break All the Rules: What the World’s Greatest Managers Do Differently by Marcus Buckingham and Curt Coffman Not a book on investing, but it’s a nice segue into the next book.

Now, Discover Your Strengths by Marcus Buckingham and Donald O. Clifton

Go Put Your Strengths to Work: 6 Powerful Steps to Achieve Outstanding Performance by Marcus Buckingham

Finding your strengths is important when investing. These books teach you to build on your strengths, what you a good at. Everyone is good or passionate about something. Why not get better at what you are good at?

Another good book is: Opportunity Investing: How To Profit When Stocks Advance, Stocks Decline, Inflation Runs Rampant, Prices Fall, Oil Prices Hit the Roof, … And Every Time in Between (Hardcover)
by Gerald Appel

Most mutual funds do not even keep up the the return on the S&P. That’s like 99% of them.

Vanguard Index funds are a no brainer.

A CD is better than a savings account. They range from six months to several years. You cannot touch your money tho until the time limit is up.

Check out this Web site on Direct Investment Plans where you can buy shares directly from companies: (http://www.fool.com/School/DRIPs.htm). Usually no fees and you can buy one share at a time.

Bonds are probably the safest. But they are not for the young. You might try a bond fund. They might return 5 or 6 percent. At 5% a million would return $50,000 a year – not a bad income. Remember, you have to pay taxes on the $50,000.

There are also municipal bonds and the income from them is taxfree especially if you buy them in a state that offers them, but they only pay about 3%, but it’s mostly taxfree.

Look into Fidelity sector funds. Buy the top three, then in six months look how they are doing and if not so hot, select the next three that are best. Do this for a few years and you will make lots of money.

Kindest Personal Regards,

Walt Brown
Site Build It Certified Webmaster
capecod1@capecod-beaches.com

P.S. This is a life-long learning process. Reading these books and applying the rules to analyzing stocks that may be good It takes time. Be patient and keep reading and listening. Don’t be a sucker and follow someone elses advice. Be your own man or woman. Depend on no one except yourself. You can only get smarter and stronger that way.

P.P.S. Internet has lots of good stuff, for example (http://stockcharts.com/school/doku.php?id=chart_school:technical_indicators:moving_average_conve
Stockcharts.com is very good and their discussion of MACD is one of the best, barring its originator, Gerald Apple, but now we are getting into Technical Analysis and that is not for beginners. But it is an important factor in finding good stocks that are going up and growing. Remember, tiny acorns grow into mighty oaks.

Nagesh answers:

Unfortunately for you, stocks are not a good place to make money quickly. They are a great way to make money over decades, but if you try to make money quickly, you are more likely to lose money.

Nagesh answers:

First, not all companies pay dividends. Some retain their earnings and reinvest in their business. Of the companies that pay dividends, most pay the dividend quarterly. Many of these companies have dividend reinvestment plans and to sign up for them you should talk to the company’s investor relations department or their stock transfer agent. The stock transfer agents run most of these programs.
The way in which your investment in a company is recorded, determines how you receive your dividend. In the old days, you bought a stock through a stock broker and several weeks later, the company mailed a stock certificate to you. You became the “registered owner” and dividend checks were mailed directly to you. There are some people who still hold their stock certificates in “physical” form. However, in an effort to reduce paperwork and make the settlement of trades more efficient and less costly, the stock brokerage firms formed the Depository Trust Corporation or DTC. DTC has become the record holder for a majority of the shares traded today. When you buy a share of stock through a broker, the broker will no longer arrange to have a paper stock certificate sent to you and instead your shares will be reflected electronically in the records of the brokerage firm and on your account statement. All of the brokerage firm’s account holders will be aggregated together on the books of DTC. In this way, we shares are traded between stock brokerage customers, DTC simply makes a bookkeeping entry on their system, showing the shares being traded from one stock brokerage firm to the other. The individual brokerage firms then make the notation on your account statement.
When dividends are paid by a corporation, the corporation usually sends the payment in two separate wire transfers. One is sent to the corporation’s stock transfer agent who then sends paper checks to those owners who hold physical shares. The other wire transfer sent electronically by the corporation to ito the holder of record of the shares held in “street name” (who is DTC) and DTC deposits the money in each of the brokerage firms’ accounts at DTC. The broker then allocates that portion of the dividend to your individual account. This happens almost immediately on the dividend payment date. This eliminates the need for paper checks and results in the faster receipt of dividend payments. Once the money hits your account, you can access it.
For dividend reinvestment plans, the stock transfer agent receives that portion of the dividend payment for those who elect to reinvest it. Depending on the program, the stock transfer agent can then either enter the market on a specified day and purchase shares in the market (usually at the close of trading or before the open, so that normal trading isn’t affected), or it can use the average trading price of the company’s stock over some period, like 10 days, and purchase the shares directly from the corporation (sometimes at a slight discount to the average trading price). In this case, the corporation would be issuing new shares. Sometimes investors can sell their shares held in the dividend reinvestment plan through the stock transfer agent, and the agent will purchase those shares for those who are reinvesting their dividends.
For investors who own their shares in a brokerage account in street name, you have to sign up through your brokerage firm. Sometimes there are fees to participate in these plans.

Nagesh answers:

With stocks, it isn’t money, it’s diversity and time. If you’re looking to turn a profit, first, do yourself a favour and pay off any existing debt that you have, because that’s compounding faster in most cases than your compound interest will be, so you’ll have more money in the end by doing that first.

Then, you need to know that you can expect lots of losses, but the point is that by leaving your money in a long time, you end up with a lot of it. Compound interest means that by not withdrawing your money from investing, and scraping to add more, you end up with lots more profit.

If you invest over a long time, an economy that grows will increase more than the losses, if you’re sufficiently diversified. If it tanks, you’ll want to have invested some of your money in low-risk things that aren’t so volatile. So think about how long you plan to be working on this, and read some more below on what vehicles are out there to invest your money.

The stock market won’t make most people rich quickly. So let’s look at some basics about what you want, how much time you have, and how much risk you tolerate.

*I am NOT a certified investment advisor, and will instead be pointing you to other people’s information. This is provided solely for general informational purposes. You would be very well advised to visit a financial planning manager at your bank, because there are a LOT of other options out there for investment, some with much lower risk.

Http://money.cnn.com/magazines/moneymag/money101/lesson5/

This is a very basic overview. There are different types of stocks out there. It’s a long lesson but very clear and worth reading all the pages.

Http://www.fool.com/investing/beginning/what-should-i-invest-in.aspx

The motley fool is a great place to look for basic advice on what to do with your money; they aim to be accessible to regular people, not just businesspeople who invest for a living.
Http://www.fool.com/how-to-invest/thirteen-steps/index.aspx

*note: When they say “foolishly” they mean “according to the motley fool’s advice” not stupidly. It’s their tagline and brand ID.

You can start with very little. Here’s a guide to start with just $100:
http://articles.moneycentral.msn.com/Investing/StartInvesting/StartInvestingWithJust100.aspx
and another beginner’s guide:

http://education.wallstreetsurvivor.com/GettingStartedInvesting

As you can see, lots of people are talking about how to do this. BUt talk to your bank, because you will also have to deal with things like taxes, and it’s always good to have someone on your side whom you can turn to for advice, and many banks offer free financial planning services. You don’t have to do what they tell you, but they can make you aware of a lot of other opportunities and ways to increase your wealth- even starting very, very small. Compound interest makes fortunes, it just takes time.

Good luck, and remember that it’s not about how much you start with.

Nagesh answers:

Parents don’t want “cute” when it comes to child care, they want mature and responsible.

Instead of trying to find a “cute” way to advertise be business minded and get together a portfolio of refrences and try posting flyers in places like libraries, college campuses, and grociery stores to make people aware of your services.

Nagesh answers:

Try to get a job as a waitress. It’s a good first job and you can make some nice tips to help pay for loans, tuition, etc.

Nagesh answers:

Ok, I don’t know just how legal/illegal this is, but you shouldn’t get into any serious trouble…

Dumpster Diving. Not at residences, but at businesses. A friend of mine just went dumpster diving at a Home Depot. He and a friend filled up two vehicles with a bunch of gazebos and tiki bars that they had thrown away. They sold them on craigslist for about $200 each. A lot of companies just throw away old merchandise like this when they get new product in.

On campus you can also tutor others in certain subjects for some bucks. If you have some money you can buy and sell on e-bay. If you think your good salesmen there are all kinds of good sales jobs you can do on a part-time basis, where you set your own hours and get paid commission.

Nagesh answers:

Dog walking and car washing.

Nagesh answers:

Apply for a regular job that you have the skills for, but when you send your cover letter for your resume let them know you are interested in working from your home office.

Nagesh answers:

Ebay or Amazon would be your best option I found this on Ebay just now http://www.ebay.ie/itm/New-48-Eggs-Fully-Automatic-Chicken-Egg-Incubator-/160999617833?pt=UK_Pet_Supplies_Poultry&hash=item257c533529

I have an Rcom Suro 20 which is also a good incubator. Brinsea would be another good make. You do realise running the brooder with the red heat lamp is quite heavy on electric? Chicks need heat for 3-4 weeks depending on the outside temperature & how soon you can get them in an outside coop.

What will you do with the cockerels you will hatch have you thought of that? Out of 20 eggs you might set in the incubator you will possible get 14 hatch, of these you might get 4 pullets & 10 cockerels. It happens believe you me. Cockerels can crow from 10 weeks of age so to avoid noise nuisance you need an outlet to sell them or fatten them up quickly for the table.

Nagesh answers:

Some do it via heavy ad spending on pay per click; others do it by tapping viral marketing, while others tap the media and get great coverage.

Getting traffic is a combination of a lot of things. The key to success is to create great content that visitors want to use, search engines will love and other websites will naturally link to. Of course, it’s easier said than done.

You can use pay per click advertising in the search engines to reach audiences looking for your products. You can use Google Adwords http://www.google.com/adwords or Yahoo http://searchmarketing.yahoo.com

Here are some shoestring marketing ideas that can help you get the visitors you need at the least cost possible:

1. Create the best content you can with the best products you can possibly offer. Your content is your best advertisement – if visitors love your content, then they will go back and spread the word to others.

2. Make it easy for users to recommend your site. Viral marketing is very important — and easy to tap on the Web. But give your users the tools. Get a Recommend this Site script from websites such as cgiscripts.com and similar directories of scripts. Some even go as far as giving incentives to those who recommend the site to their friends. If only 10 people go to your site, but these 10 people invite 10 more – that’s additional traffic that you get for FREE!

Recommend Site Scripts (various) http://php.resourceindex.com/Complete_Scripts/Website_Promotion/Recommend_Site/
Big Nose Bird Recommend this Site http://bignosebird.com/carchive/birdcast.shtml
CGI Resource Index http://cgi.resourceindex.com/Programs_and_Scripts/Perl/Website_Promotion/Recommend_Site/
Hostscripts http://www.hotscripts.com/PHP/Scripts_and_Programs/Site_Recommendation/index.html

3. Rank well in the search engines (organic search results, not the pay per click). SEs can be a big source of traffic. The key is to create the best content in your niche. If you have good content, other websites will gladly link to you and offer your site as a resource to their audience. Check the on-page factors and be sure to get linked from authority sites in your topic area.

If you are going to read only one piece on search engine optimization, I suggest you read Brett Tabke of WebmasterWorld.com’s “Successful Site in 12 Months with Google Alone: 26 steps to 15k a day.” http://www.webmasterworld.com/forum3/2010.htm

4. Send out press releases. While outfits charge as much as $650 per release, there are free press release submission places on the Web. Press releases allow you to (a) attract media attention; (b) get more back links to your website without sending each website an email request; and (c) get more visibility especially if your press release gets in Google News or Yahoo News.

Http://www.prleap.com/sign_up.html
http://i-newswire.com/
http://www.24-7pressrelease.com/
http://www.pressbox.co.uk/cgi-bin/links/add.cgi
http://www.pr.com/press-releases
http://www.prfree.com/
http://www.clickpress.com/releases/index.shtml
http://www.theopenpress.com/
http://www.przoom.com/
http://www.prweb.com
http://www.newswiretoday.com/
http://www.free-press-release.com/

5. Submit articles. Write articles and submit them to websites accepting author submissions. You get exposure for your business; establishes you as an authority in your field, and allows you to get backlinks for your website. If 50 websites publish your article and it contains a link back to your website, then you easily get 50 links from a single article. The more links you have, the greater your chances for increasing your search engine rankings.

Here is a comprehensive list of where to submit your articles http://answers.yahoo.com/question/;_ylt=AhzreGmnCUicOoyedqypscUjzKIX?qid=1006022407481

6. Post a link to your site for free where it is allowed (always read the Terms of Use). Examples are:

Craigslist http://www.craigslist.com
Google Base http://base.google.com
Classifieds for Free http://www.classifiedsforfree.com/…
Text Link Exchange http://www.txtswap.com/
Recycler.com http://www.recycler.com/
Yahoo Classifieds http://classifieds.yahoo.com/
US Free Ads http://www.usfreeads.com/

Nagesh answers:

Im not in the UK, I’m in the US, but the majority of the Polish people immigrated into the UK and the US right around World War 2. Some came to both countries with just the shirts on their backs as they were forced to leave their homes quickly… They came to both countries and learned the language as quickly as they could and became productive citizens of both the UK and the US…. Most Polish people worked very hard and contributed greatly to the economy of both the US and the UK….they were proud to become citizens of our free world countries… There really was no disadvantages for us or the UK welcoming Polish people into their respective countries, however, think how difficult it would be for you to leave your home and family behind and sleep in a crowded boat or walk hundreds of miles in search of freedom and end up in a place where no one speaks your language, the money system is different, their families are all hundreds of miles away or spread across the Atlantic or all through free Europe and that you never would see your family members again… You would feel lost as I suspect most Polish people felt when they came to the US and UK….they were poor and had to work hard and long not only to learn how to speak English, but to catch up in school and learn trades or have careers …. English is taught in Poland today as it has been for years……

Nagesh answers:

Several factors came together all at once to lead to that shift.

1. The British Empire was in the process of breaking up. Various portions of it shortly thereafter broke off or just became under nominal control in the Commonwealth. Look at Australia, India, New Zealand, and many other colonies getting their own self-rule and becoming separate nations.
2. With the devastation to Europe having to be rebuilt, there was damage in Britain that had to be repaired, and that took time and money. America didn’t have damage to repair like that.
3. The British had fought the war longer and had lost a larger section of their population to the war.
4. The Americans had invented several powerful new devices and ideas during the war that quickly became very important. The US being the first nuclear power alone made them greater.

Nagesh answers:

Jason, this is not funny, and not a good idea. Why? Because most people have problems with ‘family’ and some families are mean enough to openly prefer one child over another.
That you have the gas tank and bag, doesn’t mean that will be a peacful death, in fact many people when unconscious , push the bag off their heads or otherwise try to save themselves. Like you could be doing.
There are some great people in your country that can help you heal your pain quickly and move on with your life, and make some new friends. Please realize this method is newer and it is the best method to remove, resolve pain . Once you do all that, you can use it to bring your grades back around and find new family of choice and friends.
Eftmasters.com emotional-health.co.uk eftuk.net
It is time for you to let them be whatever jerks they want to be, and to find what your life is about, and how to create the life you want.
You are hurting,and some part of you has accepted the negative things others say about you. Those words are not true. The truth is you are a dynamic person worthy of love , respect, and have a life purpose to fulfil, and lots of love to give and receive.
You don’t need to kill yourself . Once you get the pain resolved, you will have lots of room and more open view of all the endless possibilities available to you as an individual in your life.
For some reason this is your hurdle to overcome emotionally, and thankfully it doesn’t have to take that long .
Please check out the therapists , talk to them about even finding a student willing to work with you, or a way to work things out with one of them. They are very nice people, as well.
Here is a video of this method working in intense ptsd , to show you it can work quickly. Stressproject.org
Someone out here is your lover, your friends, and your family of choice. I hope you choose to find them and create your best life. The worms should come only if you choose a casket that doesn’t protect against them and after a very long and fulfilled life.
Don’t give up. Lots of people have experienced your kind of pain, and become very successful people with tons to give others. Some of the best people in the world. Even Bill gates quit university.
Others too. It isn’t right for everyone. What are your interests? Your life purpose has to do with what you like and love in life. Make a list of those things.

Nagesh answers:

Money received to your PayPal account sits there online until you spend it or ask for it. Which can mean a mailed check (for a small fee), deposited into your regular bank account (free but you have to wait a few days), or put on certain Visa cards (fast but for a fee). Once you have the check in your hand or the money in your account, how you turn it into cash is up to you.

Nagesh answers:

Hello,

Yes you can use Electron Visa cards with a Paypal account to sell, buy and basically doing anything with it just like everywhere else. Make sure your account has activated internet banking and web/phone payments.

Tip: don’t rent property in SK you will go bankrupt before you notice it
and I’m not sure what you want to sell online but if you think of making fast money by drop-shipping or re-selling various cheap stuff from china on ebay and so on, don’t do it, ebay fees and pay pal fees will likely consume everything you earn.

Nagesh answers:

If you’re going to mail it, I would send an international money order in US Dollars.

If you want it there faster, try something like Western Union – they do instant money transfers, like Paypal – you can either go to a place who has Western Union or I think you can do it online now, but the person goes to pick up the money.

Nagesh answers:

I just signed up at RevolutionMoneyExchange and received a free $25 dollar bonus. Please google it. They are totally legit and all you have to do is fill out a form that takes 2 minutes. The site is free to use. This is a company founded by AOL chairman Steve Case. They are trying to be the next PayPal. The Revolution credit card also has an offer that you can see here at buy.com:

http://www.buy.com/corp/revolution_offer.asp

Just so you know, you can make $10 for every friend/family member who uses your referral for RevolutionMoneyExchange. (There is a $500 cap on referrals)

So far I have about $100 in referrals. And truly, this is the fastest way I have ever gotten any money from the internet 🙂 The offer ends April 15, 2008!

If you consider joining, please use my link:
https://www.revolutionmoneyexchange.com/ReferAFriend/ReferAFriend_landing.aspx?referreremail=suekistargazer@comcast.net
To check out the site itself to see if it is for you, please visit: https://www.revolutionmoneyexchange.com/

Nagesh answers:

Just go to paypal.com
paypal is the safest way to get payed and pay online its fast and easy
all most websites or all the websites i know accpet paypal

you need a bank account to be able to make a paypal account if you want to claim your money in cash

so just go to paypal.com and choose sign up

bank account is not needed to make the account but it helps a lot
choose personal, premier, or bussiness whichever that fits you
follow the steps and your done

Nagesh answers:

I’ll answer the question.

Deal drugs or any other illegal activity that earns a lot of revenue.

Thats how to make fast money but i’m not saying do it..

If there was a legal way then wouldn’t everyone be doing it?

Nagesh answers:

Mowing lawns is a quick easy (and legal) way to earn cash. Even find odd end jobs to do for money like cleaning windows, or even babysitting.

Since you are 12 you are limited to the things you are allowed to do since you can’t legally earn money yet. But there should be people in your neighborhood who wouldn’t mind employing someone your age to do some errands.

Nagesh answers:

You won’t like the answer, but the quickest way is to do errands for someone else, maybe a neighbour. Pet-sit, pet-walk, baby-sit, clean up garbage, etc. They’ll pay you cash and you won’t have to wait three weeks to get a direct-deposit paycheque, etc.

Although…hmm…not sure how old you are, but I’d think about maybe investing that xbox money instead of buying the xbox….. Start learning about stocks now.

MoneyEnergy
http://www.getmoneyenergy.com

Nagesh answers:

I don’t mean to simply contravene, but what’s truly time-proven is that working for your money will limit your money-making potential greatly. If you’re looking for a quick buck, a part-time job may be what you need. I’d like you to know about more rewarding options, though.

Rather than working for your money, you can try to create something that will work for YOU and bring in money. I’m not sure what you mean by “easy ways” exactly, but I do know that having to continually work to get any money is not particularly easy. There’s some work that you do continually for which you get paid once. There’s other work you do once for which you continually get paid.

Blogging is an example of something that pays you continually. You write an article once, and from that point on people can come look at it. Pair that with ad revenue (Google AdSense for example) and you get a tiny bit of money for it. It’s a slow start, but it builds upon itself. Want a “raise?” Write more blogs to bring in more people and bring people back for more ad revenue.

There are many opportunities like that, many more than before thanks to the Internet. Be creative in looking for ways to provide value to other people. If you can give other people something they want, you can find a way to extract value from it yourself. This is true business: everybody wins.

On the other hand, if you don’t get a good answer here, consider asking another question with more information about your situation or consider giving additional details.

Nagesh answers:

The best way is to put the money you earn by working into real estate and rent out the properties. Businesses return better incomes and soon you will be rich enough to buy Brightwood Tower and later the Castle.

Nagesh answers:

I am an exporter/importer liquidator, and I sell liquidation lots to many eBay sellers. If you’d like to know more, contact me and I’d be happy to discuss possibilities.

Nagesh answers:

Invest your money in stocks! Don’t waste it on Ebay!

Nagesh answers:

Sell locally on craigslist

Nagesh answers:

Yes selling stuff on eBay is a great idea. I wanted to get new clothes so, I sold my old ones. I made probably almost $200 just on selling lots of name brand clothing. It is easy and you can set up a pay pal account for free and the money goes right into your account. You have to make sure that you specify specifics for example, need to pay within three days of sale ending and so forth because some people can take advantage, but it is great!

Nagesh answers:

Harry, its not world of warcraft lol, you cant just jog along to the AH and sell stuff… Plus ur too young to use Ebay or Paypal (no one buys without pay pal these days) so it doesn’t matter 😀 eheh

Nagesh answers:

My psychology teacher once said to eat when you are hungry and stop when you are full. Best advice I ever got.

Nagesh answers:

You actually have some of the best parenting skills I have ever seen when it comes to parenting. How much better off would this world be if everyone had parents like you. I cannot imagine. You actually have a lot of common sense and set down with your child and kind of made out a contract of sorts. You certainly are very supportive of her going to school, but let her know you expect her to follow the rules as long as you are paying the bill. You even say that the money she earns can be spent on whatever she wants, but the money you give has to be accounted for. You actually stood your ground and expects your child to do the right thing and let’s her know it and put into a plan a way to accomplish that. Brilliant! You aren’t too strict. That’s the problem with a lot of parents. A friend of ours had a son in college for 2 years now and ignored his drinking off and on at college and getting into trouble about it from time to time. The parents had the mentality of “They are just college kids letting off steam. No big deal, ” or “Better be careful son and watch it.” The parents did nothing else to stop the behavior. Now their kid has failed and was tossed out and now he is back at home living with mom and dad with a job at a fast food restaurant. How different it could have turned out if he had parents like you.

The physical exam is nothing. She should have one anyway. Everyone should. I’m sure you have brought her up with the same common sense you are using now that she is older. I have a feeling it is going to pay off. Lack of disipline and not taking responsibility for bad behavior is one of the biggest problems in too many homes and the parents do nothing about it. That’s the problem. I think it’s great that you are paying for her college since so many kids end up with huge loans to pay back. You are being very generous with her and you have every right to expect her to not break the law and follow your rules while you are paying. Like you explained, if she wants to act up and break the rules, then she can pay her own way. It’s an easy choice to make and very simple to understand. I give you 5 stars on parenting and lots of people should follow your logic and parenting style and their kids would be a lot better off.

Nagesh answers:

Beans are generally inexpensive and good for you. You can use them as a meat substitute or a side dish. Other things you can do is buy foods that you can use more than once, that brings the price down per meal. For example, on Sunday cook a turkey breast and the use it for the rest of the week in stir fry, sandwiches, etc. When you are down to the carcass, use it to make a soup stock. Soup is nutritious and cheap to make. Plus you can use what ever is on hand. In the winter when fruit is expensive, I buy the bags of frozen berries, etc. Same flavor in smoothies at a fraction of the price. You can also try to get a group of friends together and create pot luck suppers–it is another way to stretch a budget when everyone is responsible for only one dish. Hope this gives you some ideas!

Nagesh answers:

No organization takes untrained, spontaneous volunteers for international relief.

As I am sure you are aware, relief organizations are funded by donors. Donors expect that their money will be spent wisely. That means that where possible, expenses not related directly to helping survivors, have to be kept to a minimum. Flying people thousands of miles and spending money on their airfare is not a good use of money, when there are many local volunteers available. (Not all of Japan suffered damage, and they have a large and functional national Red Cross themselves.) Providing shelter and food to these people costs money, and strips scarce resources from the disaster survivors. Inexperienced volunteers are often shocked at the living conditions they have to deal with. Limited water, no electricity, shared open showers, and hot, crowded volunteer shelters are the norm. It’s one thing to say that you can deal with them while sitting at home, but a very different thing to endure them when working 12-16 hour days and sharing them with dozens of people you don’t know. Sending home a volunteer who’s had an emotional meltdown is just another unnecessary expense–and keeping them around is even worse.

Yes, many people have skills that may seem useful. However, disaster scenes are much more complicated than everyday life. Resources you take for granted (like electricity–see above) while doing your job are not present. In Japan, communication and cultural issues would be huge. The language is complex, it is not written in Western alphabets, and it is very difficult to learn. If a volunteer needs a translator, that ties up two people to do one job, and that is inefficient.

The Japanese put a very high value on etiquette, nuance, and protocol. Informal Americans–even ones who can manage some of the language–run a very high risk of insulting the people they want to help.

This is a common problem at disasters even in the U.S., with American volunteers not understanding the local culture. (For example, I have heard of one group of good-hearted people arriving with beef ribs to feed a Hindu community. They couldn’t eat the food due to their religious beliefs, and the volunteers were insulted at the refusal of their “gift.”)

Processing would-be volunteers is also a problem. Existing volunteers and staff have to take time away from planning and executing the response, in order to register, interview, and track prospective helpers. This takes time, and it doesn’t help when the prospective people get rude and yell at the existing workers for “taking too long.” By the way–being rude or exasperated is the fastest way to being rejected from a volunteer agency. If you behave like that in your home country, in your home language, in a comfortable setting, what kind of tantrum will you throw under real stress?

So, those are just a few of the many reasons spontaneous volunteers are not used.

If you can make the long-term commitment to training (1 or 2 nights a month and several weekend classes) and disaster response (1 week of on-call duty per month) with the Red Cross, you will gain experience in local and regional disasters. That will get you qualified for large responses over time.

Nagesh answers:

Honestly thats a tough one, as everyone deserves to get paid for their talents….The way it should work is you tell her what you want done, and she gives YOU a price based on how long it will take her. She really needs to be the one to price herself according to her talents what she believes SHE is worth. Factoring in time, supplies, and experience. As a professional designer, painter, and artist, myself, I would probably charge about 2-3K for such a large mural….so if thats any indication, I wouldn’t offer any less than $500, which imo is still a bit low.

Just curious though: why didn’t you look for an art or painting student who really COULD use something like this in their portfolio, as well as the experience? They could probably do it faster than this other girl…and you can feel more confident in their abilities because you would be able to see their actual work….I’m not saying this other girl doesn’t have painting talents…just was curious as to why you didn’t give a painting student a chance first…. 🙂