Money Making Schemes

Do you know any good websites or back to work schemes for mentally ill people who want to return to work?

in the uk?

Personally I think the government should give the employer of a person long term mentally ill and on incapacity benefit, half of the money they would have given the employee if they were not working for about six months in order to incentivise the employers, and make it easier for the mentally ill to return to work. Otherwise the long term mentally ill have hardly any chance of getting a job with so much discrimination about.
The employer wins out by getting the money. The employee wins out by been given a more level playing field and a chance to prove himself and bypass discrimination. The government wins out because they only pay half and after six months they stop paying it and get someone of incapacity benefit.
Rant over.
Has anyone got an answer to my original question

In the UK, it’s very difficult to buy a house as a first-time buyer, do you recommend this scheme?

Basically, at the beginning of a 5 year term with the landlord, the tenant and the landlord agree a sale price for five years time. You then rent the property at it’s rental value for 5 years. Now, 75% of this rental goes into a pot along with your deposit, and the landlord only keeps 25%. After 5 years, 75% of your rental + your deposit can then be used to put down a deposit to gain a mortgage and buy the property from the landlord at the agreed sale price.

So, here is my scenario. The property at present is worth between £50,000 and £52,000. According to trends and estimates, in 2016 (5 years from now) the property will be work around £70,000. The agreed sale price is £70,000, and the deposit £700.

Rental, per month, is £350. At the end of the 5 year term, we will have £16,450 to go down as a deposit to buy the property. This is much higher than most first-time buyers so it seems to be a good plan. However, both the tenant and the landlord take a risk, because the agreed sale price cannot change. If it is worth more than the agreed sale price, we will make money on the property, but the landlord will lose out, However there is also a chance that it will be worth less than the agreed sale price, and then we will be in negative equity on our first property.

What I am asking, is do you think this is a good scheme, or do you not recommend it?
The property market is expected to be at it’s peak again in 2016. The property at the moment is in need of modernising, so is worth less than it would usually
The landlord is my mum, and she’s doing this to attempt to help us get onto the property market. If the property is worth less than £70k she’s said she won’t let us go into negative equity and will only sell it to us for what it’s worth. But if it’s worth more than £70k, say, she won’t charge over £70k for it. We’re very lucky for her to be doing this, I just wondered what people’s opinion on the scheme was.

Cheap wedding ideas please 🙂 (UK)?

I’m not made of money and I don’t have a money tree at the end of the garden (unfortunately!)
But… I do want my day to be perfect.
We are having the church wedding and then the reception at a golf club.
I’m thinking of ways to save money??
Like make my own favours, get my own decorations, make my own invites, make my own table centre pieces. Any ideas would be much appreciated 🙂
We are getting married in September 2011 and the colour scheme is Ivory, Chocolate brown & Pink.
Thank you xxxxx

Regarding tenant deposit protection scheme in UK?

As a former tenant I am currently in dispute with my former landlord about my deposit on the property.

I was in a house share and we accept that dilapidations over the £1000 deposit were against the property and are now trying to come to a fair price on top of the deposit to pay for this, nothing is yet resolved.

The lettings agent sent me a letter asking me to sign and return it within 7 days to them to release the deposit to the landlord, I then received a letter 3 days later telling me they had already released it without my permission. I have since told them that I am seeking legal advice regarding the matter and they have responded telling me they want permission and that it was never released in the first place, despite the fact that I have it in writing that it has been. I beleive that they are trying to make me agree to it in retrospect in order to justify their actions

Is this lawful that before a settlement is agreed that they can release the deposit?

I accept that it is more complicated by the fact that I owe money on top of this however that has not yet technically been resolved and so in theory I may even be owed money.

Why are ordinary folk to be charged even more departure tax at UK airports, yet in a private jet , no TAX ?

Why are ordinary people being charged departure tax at UK airports, yet anyone with a private jet can leave for nowt?

Labour claim this is an environmental tax – yet private jet passengers produce masses of CO2 and are well placed to pay this tax.

It’s the rich that get the pleasure and the poor that gets the pain.

Thank god UK tax payer’s money is being well spent on the scrapage scheme – keeping tens of thousands of designers and assembly workers in jobs in car plants throughout Europe and the Far East and 100s of suited car salesmen in jobs in the UK .

We really are a nation of shop keepers – we make nowt. So much for the seat of the industrial revolution. Labour have continued what the Tories began – the industrialisation of the UK .

Well done Gordon – more money down the pan – Merchants bankers, foreign cars makers, MPs’ expenses, 5 million unemployed or on benefits, 40 % devaluation of the Pound – where will it end?

An economic miracle for sure Mr Prudence.
Hi ans 2,

the stig look-a-like.

There is no tax on aviavtion fuel, that’s why its cheaper to fly from London to Scotland, or to Europe, than is is to take a car, bus, or train, or ferry as these all pay fuel tax, road tax, tolls etc, but are far less polluting than flying.

So Labour are taxing ordinary folk and letting the tax avioing rich / super rich off the hook – both on fuel tax and departure tax.

Take the bankers, there are not rich through hard work or innovation, merely dipping into the nation’s till to the tune of £1 trillion – so pensions funds, endownments etc are worth nowt and the banks have in effect gone bust, yet still paying themsevles £billions in bonouses.

Labour even let the rich but houses at 0.5% shares tax, instead of the 3 or 4 % stamp duty that working / middle classes have to pay when buying a place to live.

http://www.timesonline.co.uk/tol/comment/article580597.ece
Yo Bis’

I did your link – ta.

It says this

Where an aircraft is certificated as having an authorised take off weight of less than ten tonnes or fewer than twenty seats for the passengers, then it is exempt from the duty.

So there we have it – no tax.

I can see the big picture !!!!

Today as over 100s of years, the rich have taken the poor for a ride and continiue to do so, backed by the government – So the poor pay too much tax and the rich too little.

Big picture !!