Money Making Schemes

Nagesh answers:

There is just no such thing as online jobs that you can do from home. These are all scams and the people that encourage you to do them and tell you how much money they have made, are all a part of the scam. The scam may be building a network of people, telemarketing, online sales, filling out surveys, gifting businesses, data entry, travel writing, transcription services or other similar ploys. Remember that data entry has been made obsolete by Optical Character Recognition (OCR) software which can read that characters in a document and translate those into text for you. Re-typing information is completely outdated and unneeded. Cut and paste jobs fall into the same category.

Multi-level marketing (also called network marketing) is a fine line away from an illegal pyramid scheme where the emphasis is on involving more people and not on selling products. If the emphasis is on building a marketing group but no product is being sold then that is a red flag. Also, if they are trying to get you to buy motivational materials, etc. Then you can cross them off too.

I honestly wished that there were options for home online employment. Recently I went out to one of the web sited that people will post here as an online jobs site and their web site tried to install malware on my computer. Fortunately my anti-malware program detected and stopped that.

Many of these ploys require some kind of up front registration fee. They are all designed to take your money or to take your personal information. With that information they can steal your personal identity and empty your bank account. I can’t think of any more diabolical scam than to give people, like single parents hope that they are going to make some money and then dash those hopes by giving them nothing but empty promises. Also, scamming single moms who are trying to keep their heads above water or teenagers who are trying to help their families or trying to earn a few dollars of spending money is about as low as you can go, in my book.

Your best bet is to look for legitimate jobs with known local companies. Some of those local companies will allow you to work as a virtual employee for a part or all of your hours but that is usually only after you have worked there for a while and proven yourself as a trusted employee.

Best Wishes!

Nagesh answers:

Yes, because they are either an Associate Degree program or a Bachelor of Science program. Look online at your community college’s website or state university and see what the usual requirements are. They will vary at each university.

For example, here are the prerequisties for a state university’s program (Bachelor of Science):
https://ckm.osu.edu/sitetool/sites/respiratorytherapypublic/documents/RT_Prereques.pdf

and here’s one for an Associate Degree program from a Community College: http://sinclair.edu/components/bulletin/bulletin.cfc?method=displayProgram&id=10636136-306E-11A1-E9933CE76CB874C2

Apparently some of those overpriced (and under-accredited) “career schools” or “institutes” are now offering RT programs…..STAY AWAY from them!! It’s just another money-making scheme that will leave you out about $40,000 and a worthless “degree”. Go for the community college if academics or money is an issue.

Nagesh answers:

Because so many ‘work at home’ opportunities are scams, frauds, or designed to make money – for the plan operators, not you – it’s a good idea that before you invest time and especially money on any home-based business offers, you educate yourself on the different types of home work based schemes there are out there, and what to look for – and what to look out for – before making any commitment

The Federal Trade Commission offers several advisories about home-based business opportunities and network marketing (MLM) schemes. Here are a few:

“Work at home Schemes” http://www.ftc.gov/bcp/conline/pubs/invest/homewrk.htm
‘Net Based Business Opportunities: Are Some Flop-portunities?
Http://www.ftc.gov/bcp/conline/pubs/online/netbizop.htm
“The Bottom Line on Multilevel Marketing Plans” http://www.ftc.gov/bcp/conline/pubs/alerts/pyrdalrt.htm
The Federal Trade Commission (FTC) consumer alert entitled “Take This Scheme and Stuff It: Avoiding Envelope-Stuffing Rip-Offs.”

Nagesh answers:

If you like selling cell phones (yeah say that real fast 10 times! LOL) Anyhow how about going into business and partner up with all the celluluar phone providers and have them give you a percentage of the billings from the customers each month, and be able to offer the phones at discount rates? I think you’d make more money doing that then on ebay for one shot deals Just my opinion

Nagesh answers:

Before following on any referrals and investing time and especially money on any home-based business offers, it’s a good idea to become educated on the different types of schemes there are out there, and what to look for – and look out for – before picking a home-based business. The Federal Trade Commission offers several advisories about home-based business opportunities and network marketing (MLM) schemes.
“Work at home Schemes” http://www.ftc.gov/bcp/conline/pubs/invest/homewrk.htm
‘Net Based Business Opportunities: Are Some Flop-portunities?
Http://www.ftc.gov/bcp/conline/pubs/online/netbizop.htm
“The Bottom Line on Multilevel Marketing Plans” http://www.ftc.gov/bcp/conline/pubs/alerts/pyrdalrt.htm

The Federal Trade Commission (FTC) issued a consumer alert entitled “Take This Scheme and Stuff It: Avoiding Envelope-Stuffing Rip-Offs.” The alert, which can be found on the Commission’s Web site at provides tips for consumers who are interested in working at home, but wary of potential scams.