Money Making Schemes

Nagesh answers:

The most important thing you can get is the reassurance that your bird is going to a good home. I don’t think getting the most money is the correct way to sell a parrot. Instead, make sure that he will be taken care of, allowed out-of-the-cage time, given a good diet and a big cage, etc.
Since almost all greys talk, dance, sing, and imitate people, your grey would probably sell for the same amount as any other. A good price with the cage would be $700. Without the cage, $600.
PLEASE make sure your bird will be going to a good home! 🙂

Nagesh answers:

Find out what a basic diet would be, and explore the cheapest foods to sustain myself that I won’t get totally sick of after a while. Stop smoking. Find free ways of enjoying myself. (Resisting urge to be dirty here lol but the best things in life are free ;-). Save on hot water, having cooler showers and no hot baths, having a smaller boiler with more insulation and only putting on the hot water when I know I’ll be using it. Save on heating by wearing more clothes. Oh… Eat foods which don’t need cooking. Use cheapest methods of transport, walking or sharing lifts where possible. Work with friends and family to share resources and save money. Use the net instead of buying books. Put up with a slower computer, upgrading less often, buying second hand. Avoid debts. Wash by hand rather than dishwasher and generally use less powered appliances, because manual ones break less often, cost less to buy, and cost less to use. Take local holidays or where I can stay at a friend’s. Use a laptop instead of a desktop – they use less power. Turn it off when not in use. Use energy-efficient light bulbs and make the most of daylight. Insulate walls and ceilings better etc. Avoid printing where possible, just store things on the computer. Crunch up bulky stuff before binning them and/or using carrier bags rather than bin liners. Switch appliances off at the source rather than leaving them on standby. Using generic rather than branded medication and other consumables and other products. Buying as much as possible from charity shops or even finding ways of getting unwanted goods for free. Send emails or use skype etc instead of phone calls or letters. Use clothes until the bitter end, and then use them as rags. Save free newspapers etc for various things. Use sealable boxes instead of cling film or tin foil. Put the fridge freezer in the coolest spot possible. Put as many clothes into a load of washing as possible. Replace my dog for a soft toy. Take no stick from companies trying to screw every last penny out of you. Review products and contracts thoroughly before going ahead, looking out for hidden costs etc. Investigate government incentive schemes, and any charity organisations helping people with low incomes. Use bars of soap rather than liquids. Use brushes, not sponges. Become a diligent hoarder – waste nothing.

And then there are the ways of making more money which I won’t go into!

Nagesh answers:

Ricky,

First off, kudos to you for not only being able to make it on a low income but also SAVE on a low income. It is respectable.

$25K is a substantial sum of money, yes. But, in the scheme of house buying, it is about the minimum you need to start looking at homes.

To qualify for a loan, you have to have income, good credit, and a downpayment. You have a downpayment if you buy an inexpensive place or finance through FHA. You didn’t mention credit, but I’d assume it is good.

Where you’ll have some trouble is your income. Your income will likely been seen as marginally sufficient, which means that you will qualify for less money. This is OK so long as you are prepared to move into a place that is 100K or less.

A good step would be to sit down and talk to a lender to see what options and loans you qualify for.

Nagesh answers:

Be aware of get rich quick schemes – there is no such thing. Any legitimate business takes work and effort on your part and requires building. It takes time to build the foundations of any venture – how much time is dependent on your own efforts and relatively speedy advancement is certainly achievable if you are prepared to put in the hours. (As the saying goes, if it sounds too good to be true then it probably is.)

Nagesh answers:

I’m having trouble figuring out how it is supposed to work, too.

The good news: The contact info and address appear to be genuine.

The bad news: Jon Anthony Astore is involved. He was handling laundering money for a pyramid scheme a while back, and reportedly he was involved in the AutoXTen Ponzi scheme last year.

It’s possible that he’s tried hard to clean up and avoid such bad choices. It’s also possible that he’s still in it up to his neck; I have no way to tell.