Money Making Schemes

Nagesh answers:

The cost is really a secondary issue.

The average liberal will tell you that if everybody pays, then the cost will go down. Of course that ignores the enormous cost of governmental administration of what will amount to a nationalized insurance scheme. If you like your HMO telling you what treatment you can get, then you’ll love socialized medicine. England is experiencing a shortage of doctors now, because the government has interfered in the market so much that it’s getting hard to make a decent living at practicing medicine.

A nationalized health scheme would stand to replace the insurance bureaucrat who is deciding what treatment is “medically necessary” with an unaccountable government flack who will be making his decisions based on what he thinks your life is worth. At least the insurance company has the courts to fear.

A good example of what rationed health care will look like was provided to me recently by a good friend who lives in New Zealand. He has a debilitating chronic disease that causes him intense pain in his back all the time and requires very powerful narcotic pain killers. He had an attack last Friday, and because it was a weekend, the local hospital refused to send the pain team out. He had to struggle to the hospital himself and was refused treatment until Monday. As he was leaving the hospital, he collapsed in the parking lot and all they did was help him back into his car so that his wife could get him home. They wouldn’t even prescribe any meds for him.

I’ll struggle along with the current system here in the US, thank you.

Nagesh answers:

How it works is that the company that administers the scheme will ask you to fill in a weekly or monthly expenses sheet. They then work out what your net pay would be if they operated normal paye and use that net pay figure to work backwards adding on the tax free expenses and grossing back up to arrive at a much reduced gross pay figure for national insurance purposes.

Your actual take home pay will usually be unaltered, however the gross pay is much less and therefore the company pays less employers national insurance to the government.

Its a very iffy poisition as the expenses are open to disallowance unless they already have some form of agreed dispensation with the tax office.

In short its a national insurance fiddle (they benefit not you), at present its just about within the legislation but its certaninly sailing close to the wind especially for office workers. Its more commonly seen within the construction industry where a worker uses his own vehicle to travel to various work sites – the biggest provider of the service was a firm called Gabem who got absolutely clobbered off the tax man a couple of years ago.

Just bear in mind that if you approach a lender for borrowing they’ll not take into account the expenses and you’ll have a much lower gross income for borrowing purposes.

Nagesh answers:

The best Free Arab dating sites:

http://www.arabelove.com
http://www.arabfaces.com
http://www.kellonaseeb.com
http://www.lovelyarab.com’

Not free, pay monthly charge:

http://www.arablounge.com
http://www.arabmatchmaking.com
http://www.arabium.com

One point you need to keep in mind is that the three paying Arab dating sites are total money milking schemes. They offer extremely limited service or worst yet, offer you nothing, unless you shell out a premium…who the heck is gonna pay $30 and $39 a month to “maybe” (emphasis on the maybe) find a soul mate– not to mention, using services that are essentially free all over the web (messaging, profile viewing, flirting applications etc)!!!!

Arabmatchmaking.com from what I’ve experienced, is the biggest offender, as they completely cripple your ability to do anything or send any messages unless you shell out a monthly $34.95 charge.

To add to that, again from my experience, the website’s administrators arbitrarily delete and “remove” sections of your profile for no particular reason (and I’m not talking about offensive things, just basic “culturally friendly” profile blurbs) that is–if you’re not a “Platinum” member.

Every time I changed something on my profile they would cut off more and by the end of it I had approximately two lines left of my profile–leaving it disjointed and grammatically incorrect.

Also if you don’t want to throw your money away on these paying sites, good luck with contacting anyone you find attractive on the site. With Arabmatchmaking, all you can do is send endless “winks” (free) but have no info to contact each other (not allowed to put emails or contact info in you profile) and no way to send a message. How the #bleep*# is that supposed to be a matchmaking opportunity?

They also try the typical money making trap of having some
“ok” looking girls and guys, constantly popping up using that same old tired lines “you look pretty cool, wanna chat?” and of course when you click on the pop up it brings you right to a credit card page, that you must pay, otherwise no messaging. It’s a waste of time where you must enter your personal credit card info. Hopefully one day they will change their business model to reflect the current times.

Think–Facebook, imagine if you had to pay a monthly fee to make friends online with Facebook, Myspace or any other social networking site??!

Stick to the free Arab dating and friendship sites and you’ll have a lot of fun making friends and getting to know interesting people around the world. Arabs guys and gals rock!!!

Nagesh answers:

The only disadvantage I found was that I ended up with too much food – but this was a one-size-fits all box – and I’ve recently found a new one that allows you to choose your size.

I found that getting the box was like christmas every week: What new and exciting thing is going to show up in there? Fennel? Swiss chard? The most delicious lettuce I’ve ever eaten in my life?! It forces you to try veggies you have probably passed by a million times because you didn’t know what to do with it: I learned to roast the fennel, make a fabulous leek soup, and a yummy squash ravioli. You can always give away the stuff you know you don’t like (cilantro – ugh) or request that they don’t put it in your box (they will replace it with something else.)

Plus, if you go organic, you will quickly notice a huge difference in the quality of the food. Oh yes. It’s also good for your local economy – help small farmers and keep the money in the community. It’s absolutely a win-win situation.

Nagesh answers:

Bravo and hurray for Network Marketing. For those reading the question and my answer, I know, I know — you think it’s a pyramid scheme. Yeah, and the world was flat to so many before Columbus. Even I shouted “pyramid scheme” before I admitted I didn’t really know ANYTHING about network marketing. Fact: Pyramid schemes are against the law and do NOT involve products or services… Only a criminal exchange (read LOSS) of money. (My company… Isagenix, is going on 7 years in business and has cumed $1B and has created 25 millionaires — one is mentoring ME.) Fact: Network Marketing is the only truly democratic business model… As opposed to every corporation in America where the only ones who get rich are the top execs and the fattest shareholders. Everyone else is a working drone like I was, trading time for money. I was skeptical myself when my wife started it a couple years ago. She was out-earning me within a year, is making 6+ figures and NOW she’s retired me. God’s honest truth! Network marketing is fantastic. That’s why it’s endorsed by D. Trump and R. Kiyosaki. LOOK, you don’t have to join ours — PLEASE just get the real answers before you decide. And be sure to carefully read the COMPENSATION PLAN. With all due respect, Freelife’s CP only allows 10 levels deep. Isagenix goes INFINITELY DEEP. This allows total freedom to earn as fast or slow as desired with NO upper limit. Check out this website then contact me if you want more information.

Nagesh answers:

I think you’ll hear the sounds of crickets in the night. Nothing. I think it will get passed up the chain until it reaches the first person who knows what your Central Bank actually is, and then you’ll be put on a watch list. I hear there are over 1 million American citizens on the no-fly list (I’m more than likely one of them). I have no info on Canada, but I can look it up.
So Trout, you get the deal with your currency, but you buy right into Climate Change? Why? Don’t you realize that they are both being done by the same bunch of Progressive hucksters?

Nagesh answers:

Drastically reduce your spending, cut down on you standard of living. Stop taking vacations. Instead INVEST all your free money in diversified stocks.
Say you make 60,000(do-able after college with good major, accounting, or computer engineering and 2 years of experience — starting age 25). You can easily survive on 20,000 though.This gives you 40,000 a year to invest. Assume 7% return rate.
After a quick calculation in 10 years you will have: $552657. Not exactly a multimillionaire but getting there.
So to REALLY become a multimillionaire in 10 years you will have to take risks that pay more then average. Then again if you take those risks you can loose a lot too!

P.S. If you stick with the scheme i described for 24 years you will hit $2137445! If you are 25 now multimillionaire by age 50 is not TOO bad.

Nagesh answers:

I have a site that I work off of and its totally free, just put your time in it, answer questions and the money is unlimited. This is NOT a get rich quick scheme. You can make a ton of money if you put your time in and are motivated. You sound like the kind of person that could really make a lot of money with this. Its been out less than a year, registered with the Better Business Bureau. I will send you the web page and you can watch the video and determine if its for you or not. You want to ask me questions about the program, that’s what I’m here for. Good luck

Nagesh answers:

Unfortunately it’s a money laundering scheme. Alternative energy companies hire a bundler who collects donations to reelect Obama and other dems, the use the money to get access. Once they have access they lobby for special treatment and in some cases low interest loan like Solyndra. And that’s it the laundering is done and it’s a great return on investment. The green companies might give Obama a couple hundred thousand – the. Obamas energy department flush with “stimulus” funds writes a check for 500,000,000 or half a billion. The green company doesn’t sell any product or very little instead uses it pay employees and management big bonuses.?

I just wanted to address some of the other answers. While its true solar and wind do produce energy it’s too expensive to be produced in a free market. Do you recall T boon Pickens a tx billionaire thought he would make invest heavily in wind energy, while he did and he lost his shirt. It’s not practical. Given the current abundance and low cost of nuclear, natural gas, coal, and oil for the next 20-100 years there is no free market demand for alternative energy. The only way to produce alt energy is through fascism (government private collusion or crony capitalism). The government argues that we need to keep up with other fascist governments like china or they will have a break through and corner the market! Really china is going to corner the market on wind and the sun? Explain that to me?

Solar and wind energy production would not exist on this planet without government incentives (fascism) for the purpose of money laundering and getting reelected that is the goal and it’s been effective at that.

Nagesh answers:

I tried over 15 opportunities in the course of 2 years so I have some great information for you plus a list of top 10 work at home scams!

I am a mother of two little girls who are actually tugging on my arm as I write this so I will try to be brief. Many people are looking for work from home companies. All the scams definitely create a big problem but also, there is a problem of people misunderstanding the difference between work from home “jobs” and work from home opportunities. There really are not work from home “jobs”. To get that you have to start working for a company in their offices first, then they MAY allow you to take the job home.

Most of the work from home opportunities that are legitimate offers are not an hourly pay type job. They are business opportunities that help you in starting your own business from your home. What you should do first is to decide if you are simply looking for an hourly rate type job or if you are looking for more of an opportunity for additional income such as what you would make in your own business being your own boss from home. Small home businesses have some small costs involved, less than $500 to start is reasonable and I would stay away from those wanting $1000-$5000. It doesn’t cost that much to start and run a home business so you shouldn’t pay it.

If you are coming across places that say free then I would RUN don’t walk the other way! They never are. I tried them many a times and 3 weeks later I had to buy this and 6 weeks later that. After 6 months these “free businesses” had cost me over $800 on average.

After trying 15 things I now work about 18-25 hours per week for a National Medical Healthcare Company. This is a nationally known and reputable home business which is what you need to make sure you are looking for. I have been with the company almost a year and a half now and I make over $4500 a month! In your first month, depending on how many hours you can work, I have seen people make anywhere from $500 to over $2500. And your income will increase each month because you get paid residual income as well.

The best part is they have 401(k), direct deposit, life insurance and a benefits package most of which you get from day one. In addition, there are no products, no hard selling or pushing, no cold calling, no home parties and no telemarketing! That was VERY important to me. I absolutely love working with them and I can’t believe I am making what I am making and in so few hours per week. The neat thing is there are other people on your team that you work with so you are never alone. You have great team support and you get to know the other people on your team pretty well.

I was a bit apprehensive at first because I know a lot of companies are not legit but this company is the number one National Medical Benefits Company in the US. They are a member of the US Chamber of Commerce, and the National Association of Dental Plans and the owner of the company actually sits on the board of The Consumer Health Alliance to which we are also members. Also they were featured in “The New York Times”, “Wall Street Journal” “Time Magazine” “American Medical Review” and even in the May 2008 issue of “Parents Magazine”. Even “60 Minutes” did a big special on this home based business.

Even more then all this is they are accepted at over 100,000 retailers nationwide. These are fortune 500 companies like Sears, Target, K-mart, Rite Aid, CVS, Wal-mart, Publix and more. These companies would never work with a company that was anything less than reputable.

You can research the company at www.workathomeplus.net

TOP 10 WORK AT HOME SCAMS:

10. Craft Assembly

9. Medical Billing

8. Email/Rebate Processing

7. “A List of Companies Looking for Home workers!”

6. “Just pay for and take this class first” Then we’ll give or find you a job!

5. Typing At Home / Data Entry

4. “Turn Your Computer Into a Money-Making Machine!”

3. Pyramid Schemes (this is NOT the same as Multi-Level Marketing MLM)

2. Chain Letters/Emails (“Make Money Fast”)

1. Envelope Stuffing

Please beware of these scams. There are some legit home businesses out there so be careful. Look for companies in business over 10 years. Look for companies with a needed product or service, something you would be proud to represent. Look for companies that have a national reputation and are members of the US Chamber of Commerce.

As for those of you who say…..”I want to work from home but I don’t want to have to pay for anything”. Well, that’s great! But it will never happen. Let’s be honest, there is no such thing as a free lunch. If it is a true honest home business you need to expect to pay. Mr. Walt Disney didn’t start the Disney empire “without paying for anything”. Neither did Mr. Sam Walton, owner of Wal-Mart.

If you want to learn about REAL home businesses visit: workathomeplus.net

www.workathomeplus.net.

Good luck to you in your search. A

Nagesh answers:

Get a bank account. You will need your Mum or Dad to be on the account until you are 18. 🙂

Then, you connect your bank account to Paypal. That is a website that allows you to pay for things, or (very important) BE PAID by other people without sharing your bank account details. I buy things on EBay with it all the time.

Then, you ask your Mum and Dad if you can sell some stuff you own on EBay. You have to ask them, because they have paid for everything you own, pretty much, so they technically own it.

I have a friend who does this with car parts. He buys old cars, parts them out, and sells the parts to make far more than he paid for the old broken down car. You could sell your old stuff you aren’t using (kids clothes are great) or go to the op shops and buy stuff that you know you can sell. Kids clothing, especially if it is in good nick, or kids toys, are good ones. Have a look on EBay for similar stuff so you can get an idea of how much to charge. Then, you just sell stuff. People go crazy for baby stuff. Just be prepared to post it anywhere in Australia. Make your stuff nice and cheap, because it generates interest and you will get more bidders, who hopefully will drive up the price.

You should keep saving. Always try to save 10% of your income. That way you’ll always have some cash in an emergency. I invested $5000 at 16 and in ten years it was worth $19000. That was the deposit for my house. So don’t stop at the iPad mini. 🙂

Nagesh answers:

You could set up a summer business such as washing cars, washing animals, dog walking, or doing household chores for people for a small fee.

Nagesh answers:

Baby sitting, perhaps running errands for the Elderly or someone who needs help, cutting grass, news paper ”girl”,
and helping your Parents around the house. 🙂

Nagesh answers:

Here are some things I did last summer to earn money, when I was 11…
Weeded neighbors gardens
Babysat
Mothers helper
Took dogs for walks
Pet sitter
Plant Waterer (when people are away)
And Here are some things I didn’t do but you could do
If you have a garden, sell some veggies…it actually makes more than you think
Lemonade Stand (I know lame but i did it a few years ago and got like $40)
Tag Sale
Hope This Helped 🙂

Nagesh answers:

I was used to do job as a tutor in summer vacation, I think that would be better. Selling products on EBAY, I think that’s a good idea,just don’t give up,it is a promising job, although right now it is a little difficult to do business, but it would be getting easy to do business online in the near future.